1. It is suggested that you can apply for a personal credit loan at the bank, that is, an unsecured loan.
2. The conditions for applying for personal credit loans are: the bank requires the borrower to have a stable job and a fixed residence; Personal credit status is good; The monthly income conditions of loans also have certain conditions. Meet some basic application conditions of personal credit loan, and you can apply for a loan from the bank by providing proof of work income, water, electricity and coal bills and three-month bank salary bills.
: What are the requirements for applying for a microfinance loan from Ruifeng Bank?
Ruifeng Bank, approved by China Banking Regulatory Commission, is a joint stock limited company composed of natural persons, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction. Founded on 20 1 1, 1, formerly Shaoxing County Rural Cooperative Bank.
Application conditions:
(1) must be a citizen of China with full capacity for civil conduct. Generally, the age is required to be between 18 and 60 years old, and some banks will limit it to 25 to 50 years old;
(2) Having a fixed residence in China, or having a fixed residence (or valid residence certificate) in a local town, or having a fixed business place;
(3) Have a proper occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule;
(4) There is no bad credit record, and the loan funds cannot be used for stock trading, house purchase and gambling;
(5) Other conditions for small loans stipulated by various banks.
Where is the most reliable microfinance?
1. Lending Bao is a small loan software under Alipay, and the company behind it is Ant Financial. Users can directly search for "loan" in Alipay to enter the loan page of the loan. Come on, it's a white list invitation system. If the user's Alipay account meets the loan conditions of Lending Bao, you can directly apply for opening it.
2. Microfinance. Micro-loan is a small loan product under Weizhong Bank, which supports cash-borrowed and cash-returned, with daily interest. Microfinance, like borrowing, is also a white list invitation system. Users can check whether there is a "micro-loan" loan entrance in WeChat (8.4.5)- Personal Center-Wallet. The maximum loan amount that micro-loans can provide to users is 200,000 yuan.