On September 16, the official WeChat message of "Ningbo Release" said that from September 15, Ningbo officially implemented the new policy of household registration transfer. On the basis of last year's policy, the New Deal greatly relaxed the conditions for talents to settle down, canceled the restrictions on elderly parents to settle down, increased the lease settlement and investment and entrepreneurship settlement, and clearly stipulated that "businesses or office buildings can settle down", that is, they can also settle down if they buy apartments.
In fact, before Ningbo, many cities, such as Lu 'an, Changsha and Foshan, have successively introduced relevant policies for commercial settlement.
Then, what impact does the "buy a house and settle down" policy have on the local property market? Recently, the National Business Daily reporter, as a property buyer, conducted an investigation and interview on the apartment market in Ningbo and Changsha.
Many cities implement the policy of "buying apartments and settling down"
The so-called apartment is a residential product developed on commercial land. Compared with residential land, the land price of apartments is cheaper, and most of them are finely decorated, and some of them have hotel-style services. The total house price is lower than that of the same lot. However, because it is a commercial land, the land use right of the apartment is usually only 40 to 50 years, so you can't settle down and have no degree.
With the implementation of the new policy of Ningbo hukou migration, the purchase of apartments can also be settled.
Shi Lang Qingcheng Project, located in the new Sanjiangkou plate in Jiangbei, Ningbo, is Shi Lang's first work in Ningbo. At present, the project mainly promotes apartments of 40~70 square meters. Recently, the reporter of National Business Daily contacted Xiao Chen, the property consultant of the project, through Anjuke APP. According to him, from September 15, as long as you buy apartment products, you can settle down.
Since July 25th this year, Ningbo issued the policy of purchasing business apartments, the transaction volume of Ningbo business apartment market has increased. "During the Mid-Autumn Festival holiday, the number of visitors to the project increased significantly." Xiao Chen told reporters that you can enjoy a degree if you buy this project, but "students who have a house and a hukou are preferred".
At present, the project parity is 14500~ 16000 yuan/square meter, and the lowest full price is only about 600,000 yuan. The reporter found on Anjuke that the average price of Haifeng Bridge in the same area, about 4 kilometers away from the project, is 26,000 yuan/square meter, and the smallest apartment with an area of 9 1 square meter needs about 700,000 yuan for a down payment of 30%.
"Buying an apartment can settle down, and its starting point still stems from the current demand for talent introduction in Ningbo." Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the National Business Daily that this policy of Ningbo can be seen as actively encouraging all kinds of talents to settle down through various channels and other modes. "But objectively speaking, once the household registration policy is relaxed, it is expected that the price/performance ratio of the subsequent subscription of such apartment projects will be improved, which will help the transaction to rise."
In fact, Ningbo is not the first city to implement the policy of business apartment settlement. As early as 20 18, Lu' an, Changsha and Foshan have successively introduced similar policies.
July 20 19 18 Changsha City has made it clear that those who have obtained the legal ownership of residential, commercial or office buildings by means of purchase, gift, inheritance, self-construction and unit distribution can settle in "one room and one household" and move their registered residence into the urban area where the house is located.
"Apartments can participate in the lottery like houses, and they can also go to public schools." Xiao Tao, an intermediary of Xiangjiang Century City in Changsha, told the National Business Daily that there is no restriction on the purchase of Changsha apartments at present, which will not affect the number of houses purchased in the future. "As long as there is a house in Changsha, whether it is a house or an apartment, you can enjoy the surrounding educational facilities and study nearby." Xiao Tao also pointed out that although apartment products can also participate in the lottery with the residence, they will generally follow the principle of first residence and then apartment.
From June 2065438 to June 2008, the Opinions on Accelerating the Inventory of Non-residential Commercial Houses issued by Lu 'an, Anhui Province clearly stipulated that those who buy existing apartments can enjoy the same policies as those in the region, such as going to home, going to school and participating in basic medical insurance for urban and rural residents. In June of the same year, 5438+065438+ 10, Foshan City, Guangdong Province also issued a new regulation of points entering the household, stipulating that the purchase of apartments can not only be settled by points, but also be enrolled by points.
"Buying an apartment can be settled, and its starting point still stems from the demand for talent introduction." Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the National Business Daily that this policy can be regarded as actively encouraging all kinds of talents to settle down through various channels and other modes. "But objectively speaking, once the household registration policy is relaxed, it is expected that the price/performance ratio of the subsequent subscription of such apartment projects will be improved, which will help the transaction to rise."
The huge supply in the apartment market makes sales tight.
Apartment products have been favored by the market many times in recent years. In addition to the superior geographical location, the price is lower than the surrounding residential projects, and the biggest feature is that it is not limited to purchase. Under the local purchase restriction policy, unlimited purchase of apartments has met many people's demand for housing.
The annual report of Huaxing Yance 20 18 shows that the supply area of 20 18 Ningbo apartment is 450,000 square meters and the transaction area is 320,000 square meters. The average transaction price 15 178 yuan/square meter increased by nearly 30% from the previous month. According to the data of Ningbo Zhongyuan Real Estate, the total supply area of apartment products in Ningbo in the first half of this year was 837,000 square meters, and the transaction area was 310.2 million square meters, up 67% year-on-year.
A related person from Ningbo Zhongyuan Real Estate told the China Business Daily reporter, "In the first half of this year, when Ningbo Public Security Bureau issued an opinion draft on the purchase of apartments, the supply and marketing of Ningbo apartment market showed obvious growth in March and April, but it was not so obvious after the official document was issued in July."
"Compared with residential buildings, the prices of apartments in various districts in Ningbo are similar, with flat floors 12000- 16000 yuan/square meter and duplex fine decoration 18000-2 1000 yuan/square meter." The person in charge of an apartment project in Ningbo told the reporter.
Looking at the apartment market in Changsha, the settlement policy has been implemented for one year. "After the introduction of the New Deal last year, the transaction volume of apartments increased significantly, especially in the months when the policy was just introduced." Xiao Tao told reporters that the transaction volume of apartments declined in the first half of the year.
Xiao Tao's statement was confirmed in Hunan Zhongyuan Real Estate. According to the data of Hunan Zhongyuan Real Estate, as of August this year, the cumulative supply of Changsha apartments was 6.5438+0.407 million square meters, up 95.8% year-on-year. Among them, the monthly supply in August was nearly 400,000 square meters, which was the highest in the past two years. The supply in the first eight months of this year is 89% of the supply in the whole year of last year. The transaction area was 689,000 square meters, a year-on-year decrease of17%; The average transaction price 15725 yuan/square meter, and the overall supply-demand ratio is 2.04.
"Because of the large amount of commercial land to be developed and the long cycle of shops and office buildings, apartments have become the main direction of commercial land." Hunan Zhongyuan real estate analysis pointed out that Changsha has a large overall supply and fierce market competition. However, the number of interested buyers has not increased significantly for some time, which leads to tight sales in Changsha apartment market this year.
Although Ningbo, Changsha and other places have been able to settle down by buying apartments, according to the reporter of National Business Daily, most urban non-residential apartment products are still unable to settle down, and naturally they cannot be used as school districts. Moreover, most apartment products use commercial water and electricity, and the price of water and electricity is nearly double that of civil water and electricity. Although there are also apartments with empty water and electricity in the market, there are still a few.
"Apartments can be settled, which is actually a retrogressive policy." Zhang Dawei, chief analyst of Zhongyuan Real Estate, pointed out that when some cities sold land, there were too many commercial plots, which led to a surplus of commercial real estate. However, under the purchase restriction policy, both investment demand and rigid demand are suppressed. Therefore, some cities, through policies such as setting up apartments, enrolling schools, and even supplying water, electricity and gas to ordinary people, are also supplementing the various needs of the real estate market while dissolving commercial inventory.
Yan Yuejin also said, "Although many cities have introduced this policy at present, it cannot be understood as the relaxation of the purchase restriction policy, which may lead to a rebound in the transaction price of such real estate in the later period."