1. If the account information reserved on the online banking is inconsistent with the account information (such as name, ID number and certificate type) you filled in when opening an account on our website;
2. Some bank cards need to be enabled with "UnionPay cardless payment function" (such as Postal Savings Bank and Ping An Bank Card);
3. Some bank cards must go to the counter for U shield (such as ICBC card and CCB card). In addition, there are some "quick and easy to pay" card-binding modes, which need to open the "SMS service function".