Do you pay the land transfer fee for buying a small property right house in Tianqiao?
The purchased Tianqiao small property right house can't handle the real estate license, and it can't pay the land transfer fee at present. Strictly speaking, second-hand houses with small property rights include: purchased public houses, rural houses, and houses with the right to use. According to the different nature of these houses, they will be treated differently when the property is transferred. "Purchased public housing", as long as the purchaser pays the land transfer fee, that is, 1% of the purchase price, can be equivalent to the listing and sale of commercial housing.
"Rural property right" belongs to Tianqiao rural collective, so it is difficult to change the property right relationship and transition to full property right, otherwise the land system of the country will be shaken.
Can I borrow money to buy a small property right house on the overpass?
Tianqiao small property houses have no property rights, no state-owned land use rights, no loan conditions required by banks, and cannot directly borrow from banks. But you can borrow money through a guarantee company.
1, Tianqiao small property houses cannot apply for real estate licenses, but those "houses" actually belong to illegal buildings outside the scope of government regulations. Because of its nature, small property houses cannot be changed into commercial houses. If there is a conflict with the national planning, it is likely to be demolished, and the owner will not get compensation for demolition and resettlement.
2. Tianqiao small property houses lack "five certificates", which are the prerequisite for consumers to obtain real estate licenses, that is, they have state-owned land use certificates, construction land planning permits, construction project planning permits, construction permits, and commercial housing pre-sale permits. Without the "five certificates", it is impossible to apply for real estate licenses, and there are many risks in small property houses. The big problem is that they have no property rights and are not protected by law.
3. Property rights of small property houses in Tianqiao have always been the focus of people's attention. Both users and people who intend to trade second-hand houses expect the small property houses to become formal, and they have been paying attention to the national policies of small property houses. The future fate of small property houses is still determined by national policies.