Development countermeasures of financial consultation

First of all, change the operating mechanism and implement independent accounting. Qian Xuesen, a famous scientist, pointed out that the information consulting industry will become the fourth industry of the national economy. The consulting income of foreign banks has accounted for a considerable proportion of the total income of banks. As an important part of modern financial business, financial consulting business has its unique development law. At the same time, like box financing business, there are problems of overlapping and business competition in business practice, and the current financial consulting business management system can not meet the needs of objective practice development and change at all. For example, ICBC's big accounting system is difficult to put on the agenda. Therefore, in order to develop financial consulting business, we must change the operating mechanism, implement independent accounting, establish a set of management system to adapt to the development of financial consulting business, and ensure the continuous development and growth of financial consulting business.

Second, determine the proportion of colleges and universities and improve the incentive mechanism. Consulting business is a comprehensive soft service integrating service and intelligence. Judging from the current situation, it is necessary to hire a large number of on-the-job personnel to handle it part-time. At present, most of these part-time workers are experts and business backbones from ten units and professions. Therefore, we can start with distribution according to work, refer to the relevant distribution methods of hiring part-time consulting cadres by departments and other units, determine a reasonable proportion, improve the remuneration standard of managers, help the business expenses of grass-roots consulting departments, improve the incentive mechanism, and realize a virtuous circle.

The third is to strengthen organizational leadership and improve the business system. At present, most consulting businesses are part-time or temporary employment, so it is necessary to strengthen organizational leadership and take effective measures to concentrate professionals inside and outside the industry to meet Du Hui's consulting needs. At the same time, because many consulting businesses are handled across regions and industries, such as clearing up loans in arrears, conducting credit consultation, demonstrating technical transformation projects, and reviewing project budgets and final accounts. Therefore, we should improve our business system as soon as possible and establish close business cooperation with other consulting departments in the society. Within ICBC, we can imagine adding consultation and cooperation content to the original various horizontal information networks and capital lending networks, clearly defining each other's responsibilities and obligations, and giving full play to the overall advantages of ICBC.

Fourth, do a good job in infrastructure construction and improve the rate of receiving medical treatment. Enterprises urgently need to put forward consulting needs. For example, credit consultation with the buyer before delivery, entrusted liquidation of default loans, etc. Therefore, in order to meet these basic needs, the consulting department should do a good job in infrastructure construction, including the national economy, industrial and commercial enterprises, financial services and other major economic indicators database is an important infrastructure. However, due to the lack of specialized computer talents in many consulting departments, this work has developed slowly. Therefore, necessary professionals are equipped, and modern communication tools and printing tool systems are purchased to ensure that the consultation results are fed back to the demanders in time, so as not to delay the opportunity.