The content of the national examination of CBRC includes basic knowledge of economy and finance and various professional knowledge. For example, the financial examination of bank insurance supervision focuses on economic and financial knowledge related to bank insurance supervision, including macroeconomics, microeconomics and monetary banking.
At present, the cooperation mode between China's banking and insurance industry, whether from the promotion of business agents or the development of product types, can not fully meet the actual needs of customers.
The two sides are limited to the level of banks acting as insurance companies. That is to say, banks intervene in the insurance field by charging fees to insurance companies, and insurance companies complete insurance sales business through agency sales of banks.
This kind of cooperation mode in which banks only act as agents and intermediaries, or more accurately, insurance agency business, is far from the real bank insurance, and both the business organization form and the product variety are in the primary stage.
Cooperation space:
Banks and insurance have complementary development space.
The cooperation between banks and insurance companies in insurance business (including postal agency insurance) means that financial institutions such as banks, postal services and IMF cooperate with insurance companies to provide products and services to customers through the same sales channels.
Insurance companies initially had the motivation to handle bank insurance business. First, they used the reputation of banks to increase customer contact. The second is to reduce marketing costs with the help of bank outlets. Furthermore, insurance companies hope to take advantage of the bank's good reputation, numerous customers and numerous outlets.
At first, banks started banking insurance business based on their own resource advantages, in order to increase intermediary business income, enrich business varieties, and provide customers with more extensive and comprehensive services, thus improving their competitiveness.