1, personal income (more than 2000 yuan per month)
2. Nature of work (civil servants, state-owned enterprises, institutions, listed companies and ordinary enterprises can apply, and self-employed individuals need a business license)
3. Personal credit record (good personal credit record, no overdue at present, no more than 90 days overdue)
Generally speaking, you can get the money within 1-3 days after you prepare the materials. Be careful not to pay any fees before the loan is successful. Need ID card, running water, work certificate, etc.
The following information is required
1, ID card
2. Marriage certificate
3. Work income certificate
4. Proof of address
5. Personal bank deposits in the past six months.
6. Asset certificate (if any)
If it is a company or a store, the following information should be provided.
1. Business license, tax registration certificate and other special business licenses (if any)
2. Public water consumption in the past six months (if any)
3, the business premises lease contract and nearly 3 months of water and electricity rent payment vouchers.
4, part of the order contract, purchase and sale contract or delivery note and other business documents.
Loan process:
1. Verification and capital verification
Step 2 sign a contract
Step 3 get cash
4. Pay interest quarterly
5. Repay the loan when it is due