1, the party refers to the purchase of houses in Changchun with foreign household registration, which is no different from that of farmers with local household registration in terms of policy enjoyment and purchase area;
2. For those who need to buy a house locally by stages in a foreign household registration, it is generally necessary to provide information such as proof of stable income (bank running water), proof that the party concerned has paid social security locally, household registration book of the party concerned, ID card, bank account number, etc.
3. If the party purchases the house in full, it is not necessary to provide the above-mentioned stable income certificate and bank account number, and everything else is the same;
3. Please consult the seller of commercial housing for details, subject to the other party's reply.
First, buy a house in full:
(1) required documents
1. Married: marriage certificate, ID card and household registration book of both husband and wife.
2. Single: ID card, household registration book and single certificate.
(2) Procedure:
One-time payment, usually directly to the sales office to pay money (including various taxes and fees), the rest of the sales office can help you handle, just waiting to get the real estate license.
Second, the loan documents needed to buy a house
(a), the required documents are:
1. Married: marriage certificate, household registration book, income certificate, a copy of the company's business license stamped with the official seal, running salary card (one or six months, different banks, different needs), ID card, spouse ID card, spouse household registration book, and spouse marriage certificate. If two people borrow money together, the spouse also needs to show proof of income, a copy of the company's business license, official seal and running salary.
2. Single: single certificate (which can be issued by the unit, street or local police station), household registration book, income certificate, bank memorandum and ID card.
(2) Procedure:
1. new house: go to the bank for a face-to-face interview alone (with the above information, the sales department will tell you the details).
2. Second-hand house: Go to the bank to interview the seller.
Three, individuals apply for provident fund housing loans:
(1) Materials to be submitted:
1, a copy of the applicant's ID card;
2. A copy of the applicant's household registration book (including the first page);
3. The original income certificate of the applicant;
4. The original certificate of the applicant's provident fund deposit;
5. Original purchase contract and purchase down payment invoice. If you are married, you must also provide the above materials and a copy of your spouse's marriage certificate;
6. A copy of the house sales license;
7. Copy of land use certificate.
(2) Procedure:
1, the management center will review the application materials, and sign a loan contract according to the loan approval form if it meets the loan conditions.
2. Go through the guarantee formalities with the guarantee company and sign the mortgage contract.
3. Sign the bank receipt and entrusted deduction agreement with the entrusting bank.
4. The management center entrusts the bank to transfer the loan funds into the account of the selling unit.
5. The guarantee company handles the mortgage registration formalities for the lender.