2. If the login is successful, it will be distributed to the main screen of the app. Click the "Loan" button to enter the loan page, drop down the screen, find "New Loan" in the featured recommendation, and click Enter;
3. Fill in personal information to obtain loan qualification;
4. Real-name authentication by uploading ID card photos and credit card or mobile phone numbers;
5. Complete face recognition;
6. Sign the personal credit authorization, and click I have read and agreed;
7. Fill in the position information and click "Get Quota" after completion;
8. After approval, if the quota is successfully obtained, you can jump to the application page and apply for a new Ping An loan.
Operating environment: Redmi 10x, MIUI 12.5.7, Ping An Pocket Bank 5.4.8.
Ping An Pratt & Whitney Loan Application Conditions
1. The applicant must hold a Chinese mainland identity card and be between the ages of 18 and 55.
2. Have a good credit record: It is relatively easy for people with good credit to borrow money, and they will also give a higher amount. Otherwise, bad credit will be rejected, or the loan amount given is very low.
3. Repayment ability: Any lending institution does not provide services for free. Besides the principal, it also needs to repay interest, which requires repayment ability, which can usually be judged by combining income, liabilities and credit.
I. Matters needing attention in loan
1. Loan amount:
When applying for a loan, the amount applied for should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment.
2. Loan information:
The borrower must ensure that the information provided to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan.
3. The purpose of the loan:
When filling in the loan purpose, the borrower should write down the loan purpose frankly and clearly, which will make it easier to pass the examination.
Second, loans overdue may produce the following results:
1. generates penalty interest. Although the policy of every banking institution is the same, as long as it is overdue, there will be a penalty interest, that is, a certain percentage of interest will be added on the basis of the original interest.
2. Being classified as dishonesty will affect future loans and property purchases. After the deadline, the credit report will inevitably leave a bad record. If the circumstances are serious, it will not only be included in the list of untrustworthy executors, but also affect future real estate loans.
3. facing litigation problems. Generally speaking, after a certain period of time is overdue, the bank will issue a collection notice. If the collection fails, the bank will sue the borrower and safeguard the legitimate rights and interests through legal means.