My buying insurance is not directly related to my familiarity with insurance brokers, but it can't be unrelated. Usually, I will mainly consider the following three points:
1. Are you an insurance broker?
2. Do I trust him enough?
3. Is the product itself what I really need?
Of course, according to these standards, acquaintances have more opportunities to get in touch with me, and I just have one more opportunity to know what I can control. However, the final decision to buy is your real needs, not for the sake of face.
Let me talk about three situations when I buy insurance:
I bought an insurance policy from a very familiar person, from a woman who has known me for more than ten years and is not in a hurry but has toughness in her bones.
This insurance was designed by her after I offered to buy it. As for the reason for asking her to buy it, the main reason is that her usual style of doing things is a way I can accept. I will naturally think of her when I have the right opportunity.
I bought it from someone I didn't know before. This is another insurance policy. I bought it from the insurance broker recommended by the students. At that time, I made a demand in my circle of friends. Five or six insurance brokers contacted me that night, but I was too busy to make an appointment for an interview. A month later, only one person contacted me, hoping for an interview. I also need to make it clear that only this person made me three insurance plans that night for me to choose from.
After more than a month, she contacted me and hoped to meet. I just got back from a business trip and made an appointment with the coffee shop in the railway station to discuss the insurance scheme. It doesn't really matter what she said. She has always been persistent and serious, so I decided to give this business to her.
In fact, I know what I need to buy on the online platform, so I buy some insurance products directly on the online platform.
The choice of network platform is also based on the full trust of the operating enterprises behind this platform, some of which are comprehensive platforms and some are self-operated ports of insurance companies. There is a notice of deferred payment. When you need to change the bank card information or ask questions you don't understand, you can communicate directly by phone or ask questions on the network platform. The overall feeling is quite convenient.
Easier to manage as much as possible.
To sum up, the most important thing to buy insurance is to make a decision according to your own needs, not because you are familiar with someone. Compared with risk transfer, insurance products are relatively expensive services, so when we buy products, we must do what we can and not exceed our ability.
Hello, let's go to an acquaintance's place. This is a win-win situation! Also for a good heart!
Hello, I'm glad to see the subject's question and know that the subject is a person with good insurance awareness! As for who to buy it from, I don't think it matters. The key is to find out what you bought and whether it suits you. Otherwise, you don't understand, no matter who you buy from, you will feel cheated. So what do you need to do before buying insurance?
After reading this, the subject may say, how complicated! Yes, insurance is not a simple matter. How many people are muttering that "insurance is a pit", "insurance deceives people" and "insurance doesn't pay for this or that", but they can't tell why.
These are all because I didn't make it clear when I bought insurance, and I bought them in a daze. Afterwards, I don't think so. I want to turn myself in. As soon as I heard that surrender was a loss, I immediately swore and didn't mention anything wrong.
The above problems have been clarified. Whether you are an acquaintance or a stranger, as long as the product he recommends suits you, it is a good product. If it doesn't suit you, don't buy it blindly, or you will suffer in the end.
Answer finished, I hope I can help you. If you have any questions, please add your concerns, comments or private messages.
In fact, insurance is a cold contract, and all kinds of follow-up services need a responsible agent. Everyone should pay attention to making insurance more temperature. There is more love [rose] [rose] [praise] [come to see me] [come to see me]
Buy from acquaintances,
Because acquaintances are easily cheated.
It's not easy to turn against each other,
Even if he knew you were lying to him, he wouldn't go to court for it.
After all, the relationship is there.
This is how insurance "develops" slowly.
But strangers are different,
I'll sue you if I'm not careful.
Insurance is hard to do!
acquaintance
Acquaintances and strangers are not the main things, but the professionalism and service of insurance agents are important.
A professional and professional insurance agent can help customers correctly analyze family economy and family responsibilities. Make a scientific insurance plan for customers and allocate reasonable insurance products. At the same time, we will provide customers with high-quality post-insurance services.
Generally should have the following characteristics:
1, skilled in business and familiar with products;
2, professional, for customers to develop reasonable health protection planning, education planning, pension planning;
3. High professionalism. Respect customers and protect customer information;
4. Master rich knowledge (law, taxation, inheritance, investment and financial management);
5. Service spirit. (1) policy preservation service. (2) Assist in claim settlement services. (3) Insurance consulting services. Wait a minute.
However, because China's insurance industry started late compared with western developed countries, it is still in the initial stage of development. Expose some shortcomings, such as:
The increase in the number of employees in insurance companies adopts the crowd tactics. Insurance companies lowered the entry threshold of agents when increasing staff, and tried hard to recruit people, which led to the decline of the overall quality of agents and low professional quality.
At the same time, the loss rate of insurance agents is high. Under the guidance of the concept of "high incentive", insurance companies employ people first, and no one needs to stay. Stay if you have a policy, and leave if you don't. In the end, the insurance agent could not find a sense of belonging.
This is also the main reason why many people have a negative impact on insurance agents. However, big waves wash sand, and the fittest survive. I believe that the insurance agent that can be retained must be a high-quality insurance agent, so it is very important to choose an excellent insurance agent.
If you buy insurance, you will go to a regular insurance bank, such as life insurance and Ping An insurance. Don't buy through private hands, lest you be cheated.
Find a professional