Ants are basically intermediaries, that is, pimps. Its role is to provide technical services, bridge the transaction between consumers and banks, and charge service fees according to a certain proportion from the interest earned by banks. At the same time, two small loan companies under Ant also participated in some loans, most of which were transferred to banks and other financial institutions as asset securitization. By June 30, 2020, the credit balance facilitated by ants was 2 2. 1.5 trillion yuan, of which the credit balance of two small loan companies of ants was 36.2 billion yuan, and 98% of the credit balance was actually issued by banks. In particular, according to the regulatory requirements, the credit balance of 2./kloc-0. 5 trillion yuan includes the part that has completed asset securitization. ant
2. What does it mean that the balance of 3000 personal consumption loans issued by Chongqing Ant Financial is 0?
The representative has returned it.
Loans issued by individual consumers for personal or family consumption purposes, large purchases of durable consumer goods, purchases of real estate, house decoration and other services for purchase (except personal car consumption).
3. Can Alipay get a loan with a sesame score of more than 600? What are the great gods? no ...
No, I should be able to do it here.
However, your score is a little low, and you may have to meet other conditions.
4. What is the loan from Chongqing Ant Consumer Finance Company?
Chongqing Ant Consumer Finance Co., Ltd. is a small consumer loan. The loan amount of small consumer loans is usually more than 1 1,000 yuan and less than 300,000 yuan. It serves the working class as the main body and belongs to the practical application and extension of microfinance.
Chongqing Ant Consumer Finance Co., Ltd. is a service provider dealing with credit business, mainly including ant flower buds and ant loan buds. Chongqing Ant Xiao Wei Co., Ltd. provides flower bud business, and Chongqing Ant Shangcheng Co., Ltd. provides loan service.
Small consumer loans need to meet the following requirements:
First, the borrower is a resident of Chinese mainland;
Second, the loan must have a stable job and long-term residence, that is, a stable income and repayment ability;
Third, the lender himself has no bad credit record on all platforms.
It should be noted that small consumer loans can only be used for individuals to buy home appliances, decoration, education, medical care and so on. , can not be used for stock trading, gambling and other game behaviors.
When applying for a small consumer loan, the lender needs to provide relevant certificates, mainly including: personal identity certificate, long-term residence certificate and stable income certificate. Personal identity certificate can be proved by ID card, residence permit, household registration book and marriage certificate. Long-term residence certificate can be proved by housing lease contract, water and electricity bill, property management and other materials. And the proof of stable income is usually proved by salary, labor contract, etc.