Is the vehicle mortgage service fee legal?

The car mortgage service fee is illegal, but it obviously belongs to the overlord clause: 1. There are three ways to get loans: banks, auto financing companies and guarantee companies. Although the procedures of different car loans are different, it is reasonable to charge interest, notarized mortgage fee and performance bond for all expenses related to car loans. 2. The car loan fee is unilaterally charged by the 4S shop, and there is still no legal basis; However, basically every 4S store will charge. If the car buyer has doubts, the general 4S shop will tell him that no matter where the car loan is made, this fee will be charged, and the general consumer will not explore his legal rationality.