Is China Merchants Bank super safe?

The super treasure launched by China Merchants Bank is similar to Alipay's balance treasure, which can be used for payment, transfer and repayment, and can continue to generate interest, which is very in line with contemporary people's consumption and financial management concepts. Many people are excited but also a little worried. After all, they can earn the money they transferred in.

Super treasure is relatively safe. First of all, the security of China Merchants Bank is the security of the platform. Secondly, Chaochaobao is actually a money fund, so the product itself is safe. The risk warning of Chaochaobao's products shows that the risk level is R 1 (low risk), and there is no loss in historical performance.

65,438+000% of Chaochao Baozhong Monetary Fund invests in fixed-income products, mainly including: bonds, central bank bills, interbank deposit certificates, asset-backed securities and other fixed-income financial products and financial instruments, bank deposits, loan trade and asset purchase and resale; Because the investment is safe for the object, the product itself is very safe.

Chaochaobao is a low-risk fixed-income product, which means that this product has low risk and fixed income, but it does not mean that this product is guaranteed. After all, it is stipulated that any wealth management products on the market are not guaranteed, and there are risks. Even bank deposits are risky. For example, if the bank went bankrupt, you saved 6,543,800 yuan, but in the end you only lost 500,000 yuan.

Chaochaobao of China Merchants Bank has strong liquidity, good security and stable profitability. The only drawback may be that the income is not very high. This is a wealth management product launched by China Merchants Bank, which is similar to Alipay's Yu 'ebao and WeChat Bitong.