Detailed description:
1. Credit investigation refers to collecting and sorting out personal credit information, forming personal credit records, and evaluating personal credit status according to the credit records. Breach of contract such as overdue repayment will be recorded in the personal credit report.
2. According to the provisions of China's credit information system, charging 10 yuan interest for one day overdue is considered as a bad credit behavior, which will have a negative impact on personal credit information. This means that in the future, when individuals apply for loans, handle credit cards and other financial services, they may face the problems of raising interest rates, lowering the limit of credit lines or being unable to obtain credit products.
3. Credit records play an important role in personal credit evaluation. Good credit records can help individuals obtain better loan conditions and financial services. Therefore, it is very important to abide by the loan agreement, repay the loan on time and maintain a good credit record.
Summary:
Taole's practice of renting a house for one day overdue interest 10 yuan does not meet the requirements of credit reporting. Personal credit record has an important influence on future financial activities, and a good credit record is the key to obtain better loan conditions and financial services.
Extended data:
Credit investigation is a system to evaluate personal credit status. By recording and analyzing personal credit behavior, it can provide reference for financial institutions and enterprises. In China, credit investigation is mainly managed by the People's Bank of China and its authorized institutions. Personal credit records, including loans, credit cards, overdue repayment, default and other information, have an important impact on credit evaluation. A good credit record can help individuals obtain better financial services and credit products, while a bad credit record may lead to the restriction or rejection of financial services. Therefore, individuals should pay attention to maintain a good credit record, abide by the loan contract and repayment plan, and maintain a good credit status.
Note: The above answers are for reference only, and the specific situation needs to be determined according to the actual laws and policies. It is suggested to abide by the relevant local laws and regulations in actual operation and consult the opinions of professionals.