However, some banks' credit cards are relatively easy to handle, and mastering the skills of handling cards can also effectively improve the success rate and quota of handling cards.
I. Offline application
Offline card handling is the most common card handling method. Applicants can find professional card handlers in the bank to solve the required problems at one time and will not be rejected because of data problems;
However, offline card review will be slower, and the time for downloading the card will be slower.
Second, online application
Online application channels: bank official website, bank public platform;
Bank third-party cooperation platform: Xiaoyinjia, Shanrong;
You only need to fill in simple information to do the card online. After the approval of the bank is successful, the card will be sent to the applicant by express mail. If personal credit is good, the amount will be higher.
Three. Bank and card type
If it is the first time to apply for a card, it is best to avoid the four major banks with general personal qualifications. The four major banks will have higher requirements for handling cards than other banks;
You can choose local commercial banks, such as Guangfa Bank, China Everbright Bank, Industrial Bank, Huaxia Bank and China Merchants Bank.
The types of credit cards are generally divided into ordinary cards, platinum cards and gold cards. The higher the level, the more difficult it is to handle the card. You can choose a universal card, which is convenient to get off and has a high quota.
Later, you can upgrade the card level and card quota according to your own card demand;
In the process of using the card, everyone must spend rationally and repay in full and on time, so it will be easier to withdraw cash.
Related Questions and Answers: Related Questions and Answers: How to handle credit cards quickly? First of all, it's my pleasure to answer your question. I'm everyone's new friend, Brother Liu, the payer in Shandong. I have been engaged in credit card promotion (two credit card centers) for three years since I graduated from Kloc-0/1,and I have been engaged in payment industry since 201,and I am familiar with credit cards and pos machines for five years.
The fast-paced life slowed us down. Can't stand the slow internet speed and mobile phone card? Can you stand the slow processing speed of credit cards? The answer is no, of course. How to apply for a credit card quickly?
Small coup one:
For customers who need to apply for cards quickly, banks can provide fast approval services. About five days after the credit card information was submitted, I called the customer service of this bank and asked to speed up the processing. This can save more time.
Small coup 2:
It can be handled by express delivery, which can shorten the time of mailing cards, but this kind of acceleration has to pay for express delivery.
Small coup 3:
Online application and WeChat official account application are relatively quick ways to apply for a credit card. Applicants only need to enter personal information such as name and address online, so it can be said that the application can be completed in one minute. After online application, if the applicant needs to apply for a card quickly, he can call the credit card customer service center to request priority approval. After the approval is successful, the applicant will receive a notification message and the bank will send a credit card. For customers who apply online, banks can also provide counter card collection services, and applicants can pick up their cards at the bank counter.
At present, banks that handle credit cards faster include Bank of Communications, China Guangfa Bank, China Everbright Bank, China Merchants Bank and Shanghai Pudong Development Bank. Of course, the network is very convenient now, and you can also choose to handle credit card business online. Many banks have opened online and WeChat official account credit cards.
I'm everyone's new friend, Brother Liu, the payer in Shandong. I wrote all the above myself. I hope it will help you a little. If you have any questions, you can leave a message in the comment area or follow me privately. I set up a personal card and pos exchange group, and we can study and discuss together. Thank you for reading the comments.