Housing reform is different from commercial housing, and consumers often have to face individuals with diverse situations and unclear information. Before the implementation of the transaction, understanding the property rights of housing reform is a compulsory course. So what conditions do you need to meet when buying a housing reform, and what matters do you need to pay attention to when trading a housing reform? 1. What conditions do I need to meet when buying a reformed house? (1) The ownership of the house can be transferred or changed if the following two conditions are met, as follows: 1. The housing reform is approved by the municipal housing reform office or the superior competent department of the selling unit, and reported to the municipal housing reform office for the record; 2. The housing reform contract has been signed and the purchase price has been paid according to the housing reform policy. Its original property unit is the unit or the Housing Authority, and it is sold to individuals. (B) restrictions on the sales targets of housing reform The sales targets of housing reform are limited, and not everyone can enjoy the preferential policies of housing reform. The people who buy houses for housing reform and sale can only be residents living in single-purpose public houses and employees who meet the housing allocation conditions. (3) The area of housing reform is limited in the process of housing reform and selling houses. The purchase area is controlled, and the construction area control index that everyone can buy houses is stipulated to prevent some people from buying public housing in large quantities at low prices, resulting in the loss of state-owned assets. (4) Preferential policies for housing reform have certain preferential policies for the sale and purchase of public housing. On the basis of standard price or cost price, the price of public housing also has preferential discounts in terms of length of service, position or title. (V) Time limit for listing of housing reform The purchase of public housing by housing reform is limited in terms of entering the market. Public houses sold to employees can generally be sold after living for several years, such as public houses purchased by employees at standard or cost prices. II. Matters needing attention in housing reform transaction 1. Understand the reliability of property rights and confirm whether the owner and seller of property rights are the same person. You can go to the housing management department to check the authenticity of the property right certificate, confirm whether the original unit is allowed to resell and understand the nature of the house. Be sure to confirm whether the original unit agrees to the transfer, because most public houses are undergoing housing reform, and the original unit reserves the priority to buy back, knowing whether the cost has already made up the cost price. 2. Confirm the registered area and service life on the real estate license, including construction area, interior area and actual interior area; The title certificate will generally indicate the construction area, apartment type, land use period and whether it has been allocated. In addition, the land transfer fee is also a related fee that the original owner must pay. 3. Understand the background and surrounding environment of the house. Buyers must know whether the reconstructed house owes property management fees and utilities fees, or whether the house is mortgaged to the bank. They can ask the management office or the nearest residents for information. If there are supporting facilities, it is necessary to use them on site, confirm whether there is any damage, observe whether the indoor and outdoor wires are aging, whether the "three meters" are extinguished, whether the telephone line is connected, whether it is ordinary telephone or broadband, greening and security of the community, and the quality of elevators in the community. 4. Determine the rationality of housing prices By repeatedly comparing and judging the housing transaction information in the market, buyers should pay more attention to media information, advertisements and publicity, and then compare with their own houses. You can also entrust an honest intermediary company or evaluation firm to make an evaluation, so that both parties can reach a reasonable house price. 5. Handle the transaction transfer formalities carefully. Handling the transaction transfer formalities is the last link and the most important link in the sale of houses. Don't pay first and then transfer money easily, or transfer money first and then pay. Payment and delivery time are also very important issues. It is suggested that both buyers and sellers can consider keeping the house payment in a unit that both parties can trust (such as a reputable intermediary company), and then return the corresponding house payment to the seller after the transfer formalities are completed. Due to the nature of housing reform itself, housing reform transactions are different from other ordinary commercial housing or second-hand housing transactions, involving more real estate-related laws, regulations and local policies. It is more complicated and needs to be more cautious. It is best to find a professional lawyer to operate, in order to nip in the bud!
Legal objectivity:
Housing reform refers to the houses that enjoy the preferential policies of national housing reform. That is, the converted public houses purchased by residents are deducted from the standard price or cost price (the old houses are also deducted from the housing conversion). What is the process of housing reform and transfer? First, the purchase of housing reform can also be called purchased public housing, which refers to the housing that enjoys the preferential policies of the state housing reform. That is, the converted public houses purchased by residents are deducted from the standard price or cost price (the old houses are also deducted from the housing conversion). Housing reform is divided into cost price, standard price (preferential price), center delivery room and other types, and each type of housing transaction mode is different. Belong to a part of property rights. Purchased public housing refers to the built public housing purchased by urban workers at cost price or standard price according to the relevant policies and regulations of the state and local people's governments at or above the county level on the reform of urban housing system. If a house is purchased at the cost price, the ownership of the house belongs to the individual employee; If the house is purchased at the standard price, the employee owns part of the house, which generally belongs to the employee after 5 years. 1. Housing reform is a kind of compensation that the state does not include housing consumption funds in the wages of employees. It is a form of transition from housing system to housing commercialization. Its price is not determined by the relationship between market supply and demand, but by the government according to the principle of realizing simple housing reproduction and establishing a housing supply system with social security. It is sold at standard price or cost price. 2. The sales target of housing reform is limited, and not everyone can enjoy the preferential policies of housing reform. People who buy houses for sale through housing reform can only be residents who live in complete public houses and employees who meet the housing allocation conditions. 3. In the process of housing reform and selling houses, controlling the purchase area can set the control index of per capita construction area to prevent some people from buying public houses at low prices, resulting in the loss of state-owned assets. 4. There are certain preferential policies for housing reform, sale and purchase of public housing. On the basis of standard price or cost price, the price of public housing also has preferential discounts in terms of length of service, position or title. In addition, there are restrictions on the purchase of public houses by housing reform. Public houses sold to employees can generally be sold after living for several years, such as public houses purchased by employees at standard or cost prices. Housing reform houses are divided into discounted houses and full-price houses. 198 1 During the first housing reform, employees can choose to buy houses at a discount or at full price. Discount purchase is commonly known as "three-thirds system", that is, it is purchased at the price of 65438+ 0/3 of the full price; 1990 secondary housing reform, there is no problem of discount purchase, the house price is charged according to the secondary housing reform plan and policy, and the purchaser pays the house price in full. We can usually judge the category according to the contents recorded in the real estate license. In the column of housing ownership source or remarks, discounted housing reform will record "discounted purchase" and full-price housing reform will record "full-price purchase" or "housing reform sale". Approved by the municipal housing reform office or approved by the higher authorities of housing demolition and reported to the municipal housing reform office for the record; And has signed a housing reform contract and paid off the purchase price according to the housing reform policy. Its original property unit is the unit or the Housing Authority, and it is sold to individuals. Ii. Transfer Process of Housing Reform 1. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents. 2. If the house provided by the seller is legal and can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign a house sales contract (or a house sales contract). After the buyer and the seller reach an agreement on the location, property right, transaction price, delivery time, delivery method and property right disposal of the house through consultation, both parties shall sign at least three house sales contracts. 3. The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited. 4. Contract. The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction may go through the formalities for signing the deed. 5. Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different. 6. Go through the formalities of property right transfer. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate. 7. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan. 8. After the buyer obtains the ownership certificate of the house and pays off all the house price, and the seller delivers the house and settles all the property fees, all the second-hand house sales contracts between the two parties are fulfilled.