Is there a hole in the new critical illness insurance for children? Okay？

Repeated new children's critical illness insurance is a child's critical illness insurance product launched by ruitai Life Insurance. As an insurance product, it certainly has its advantages and disadvantages, but it cannot be simply evaluated by "pit" or "good". When considering buying this product, you need to pay attention to its coverage, premium, terms and other information, and judge whether it is suitable for purchase according to your own needs.

The following are some basic information about the newly launched children's critical illness insurance:

1. Scope of protection: this product covers 1 10 severe diseases, 25 moderate diseases and 50 mild diseases, and 18 children-specific diseases. In addition, there are guarantees such as death, total disability and terminal illness.

2. Payment method: For serious illness, moderate illness and mild illness, the children's critical illness insurance will be re-guarded to provide multiple payments, in which the serious illness is divided into 3 groups, and the maximum payment can be 3 times, and the maximum payment for moderate illness and mild illness can be 2 times. For children with specific diseases, additional compensation can be obtained.

3. Premiums: Premiums are related to the age, gender and insured amount of the insured. Overall, the premium of this product is at a medium level in the market.

4. Terms and conditions: Before purchasing, please read the insurance clauses carefully to understand the insurance liability, liability exemption and other important information.

When considering whether to buy multiple new critical illness insurance for children, you can refer to the following aspects:

1. coverage: according to your needs, evaluate whether the coverage of this product meets your expectations. For example, we can pay attention to the types of serious diseases, moderate diseases and minor diseases and the proportion of compensation, as well as the protection of children's specific diseases.

2. Premium: Compare the premiums of different insurance companies and products, and choose according to your own budget and actual needs.

3. Terms and conditions: read the insurance clauses, make sure you know the coverage and exemption clauses of the products, and avoid disputes when making claims.

4. Brand and after-sales service: Choose an insurance company with stable operation and good service in order to get better service in insurance and claim settlement.

Finally, I suggest that when you buy insurance products, you should make full comparison and consideration according to your actual situation and needs, so as to choose the product that suits you best. If necessary, you can consult a professional insurance consultant for more specific advice and guidance.