XX insurance company (medical insurance):
XX, a student in XX class, Grade XX, our school, gender X, ID number XXXXXXXXXXXXX. (If you don't have an ID card, you can write: Date of birth: XX, XX, XX, in order to prove that you are that person. ) bought a one-year academic insurance in your company on XX, XX, XX. This is to certify that this student was born on XX, XX, XX, and was injured in physical education class during his normal class in our school.
XX school (school seal required)
XX year XX month XX day
Insurance certificate. It is a kind of transportation insurance certificate issued by the insurer to simplify the procedures. Generally, only the insured, insured goods, means of transport, risks, insurance period, insurance amount and other items are listed, but the rights and obligations between the insurer and the insured are not clearly defined. It has the same effect as a formal insurance policy. Insurance policy (hnsrance Policy & gt) is the official certificate of the insurer's underwriting to the applicant. It must specify the insurer, the applicant, the insured goods, means of transport and routes, insurance scope, insurance period, insurance amount and other items in detail, and must also be accompanied by detailed provisions on the rights and obligations between the insurer and the applicant.
Insurance is a Chinese word, pinyin is b m 4 o xi m 4 n, and English is insurance or insurance, which means safe and reliable guarantee. Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.
Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.
From the perspective of economics, insurance is a financial arrangement to share the loss of accidents; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.