Employees who have paid housing provident fund are commercial loan applicants, and their spouses are the same applicant; The parents who paid the housing provident fund in Shenzhen may be the same applicant. In addition to the spouse, parents and children, if the housing purchased by employees has other rights holders, employees cannot convert the housing applicants into public loans.
Application conditions:
1. The applicant or spouse has applied for commercial housing mortgage loan (excluding housing provident fund portfolio loan) to purchase self-occupied housing within the administrative area of this Municipality, and the loan has not been settled;
2. The applicant and the participant have paid the housing accumulation fund in full and on time in this city for 6 months before the month of application, and it is in a normal state at the time of application.