Endowment insurance, industrial injury insurance and unemployment insurance are social security obligations, while medical insurance and maternity insurance are medical insurance obligations, so maternity insurance and medical insurance cannot be found in social security. If you find that you can't find maternity insurance and medical insurance in social security, don't worry. This is because social security and medical insurance have not yet been fully integrated. With the gradual improvement of the system, they will be integrated together, so that you can find five insurances in social security in the future. If you want to inquire, you can go to the personnel who handle social security affairs in this enterprise to understand the specific situation, or you can go to the Social Security Bureau to inquire yourself. The Social Insurance Law stipulates that employers and individuals can inquire and check the records of their payment and social insurance benefits from social insurance agencies free of charge, and require social insurance agencies to provide social insurance consultation and other related services.
legal ground
People's Republic of China (PRC) social insurance law
Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums. Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance. Fifty-fifth maternity medical expenses include the following:
(1) Maternity medical expenses;
(two) family planning medical expenses;
(3) Other project expenses stipulated by laws and regulations. Fifty-sixth employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:
(1) Female employees enjoy maternity leave;
(2) Enjoy family planning operation leave;
(3) Other circumstances stipulated by laws and regulations.
Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.