If the man buys a house before marriage, he starts to borrow and repay after marriage. The down payment before marriage belongs to the man's personal property, and the repayment after marriage belongs to both husband and wife. So when you divorce, the ownership of the property should be handled by the two of you through consultation. If negotiation fails, the property shall be owned by the man himself, but the repayment part and the value-added part after marriage shall be compensated to the woman.
Laws and regulations on real estate disputes caused by buying a house before marriage and owing on the loan after marriage;
Article 10 of Judicial Interpretation III of Marriage Law stipulates: "One spouse signs a real estate sales contract before marriage, pays the down payment with personal property and borrows money from the bank. After marriage, the husband and wife repay the loan with the same property. If the real estate is registered in the name of the down payment, the real estate shall be handled by both parties through agreement at the time of divorce. If no agreement can be reached in accordance with the provisions of the preceding paragraph, the people's court may decide that the real estate belongs to the party with registered property rights, and the unpaid loan is the personal debt of the party with registered property rights. In the event of divorce, the party handling the registration of property rights shall compensate the other party for the money paid for repaying the loan and the corresponding value-added part of the property after marriage in accordance with the principle stipulated in the first paragraph of Article 39 of the Marriage Law. "
According to Article 39 1 of the Marriage Law of the People's Republic of China, the joint property of husband and wife shall be handled by mutual agreement at the time of divorce; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children and the woman. The above contents were compiled by Zenghua Real Estate Lawyers Team.