Legal analysis: Guilin has not implemented the policy of restricting purchases or loans for the time being. Foreigners buying a house in Guilin is the same as locals. Of course, if you want to buy a house in Guilin, there is something wrong with your own credit information, which may affect bank loans. In this case, buying a house in Guilin can only choose the full amount, and there is no restriction on foreigners who have no credit problems to buy a house in Guilin. However, foreigners can't use off-site provident fund loans when buying a house in Guilin. For down payment, the minimum down payment ratio of commercial personal housing loan for the first suite shall not be less than 20%. For households who own a house and the corresponding purchase loan is not settled, the minimum down payment ratio is adjusted to not less than 30%. The down payment ratio of different developers is different, and the specific situation can be negotiated with the developers at that time.
Legal basis: Article 221 of the Civil Law of People's Republic of China (PRC) stipulates that if a party signs a house purchase and sale agreement or other agreement on real property rights, it may apply to the registration authority for advance notice registration in order to ensure the realization of future real property rights. After the advance notice registration, if the obligee without advance notice registration agrees to dispose of the real estate, the real right effect will not occur. After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within 90 days from the date when the real estate registration can be carried out, and the advance notice registration is invalid.