How to buy a house in Changsha without hukou and social security?

You can't buy a house without social security in Changsha. But you can buy an apartment or an office building. When you start to pay social security, you can only buy a suite after paying social security for more than two years. Non-registered families who have no housing in this city are restricted to purchase 1 set of commercial housing with the proof that they have paid personal income tax or social insurance for more than 24 months in Changsha.

What is the process of buying a house?

1. Formulating the purchase budget: When purchasing a house for owner-occupation, the buyer must estimate his actual purchasing power according to his family savings, various loans available and loans from relatives and friends, and finally determine the type, area and price of the house to be purchased;

2. Collect house purchase information, and conduct on-the-spot investigation: as far as possible, collect all information about faster houses and existing houses from newspapers, television, magazines, housing fairs, relatives and friends, real estate agents and other channels, compare and choose the buildings that you are satisfied with, fully understand their geographical location, environment, density of commercial outlets, convenience of life, nearby schools and hospitals, and have a perceptual understanding of them;

3. Sign the subscription book and pay the deposit: Signing the subscription book is the first substantive link between the buyer and the seller in the commercial housing sales procedure. The subscription letter to be signed by the buyer and the seller mainly includes: subscribed real estate, house price, apartment type, area, unit price, total price, payment method, subscription conditions, etc.

4. Signing a commercial housing sales contract (contract): This is a key link in the whole process, and the rights and obligations of buyers are among them. Property buyers must express the sensitive issues they want to talk about in words as much as possible, and the terms of the signed contract (contract) must be accurate and clear, especially the key terms such as housing area, payment amount and payment method.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.