1. You go to the counter of the correspondent bank, fill in the personal business voucher, correctly fill in the card number and account name of the correspondent bank, and determine the amount. After signing, submit it to the teller of the correspondent bank together with the debit card, and show the valid identity documents of myself and the client;
2. After the teller of the correspondent bank accepts and reviews the personal business voucher, he checks the citizenship information, copies and saves the identity certificate according to the regulations, collects the handling fee according to the regulations, enters the relevant information in the business system of the bank, and the customer enters the bank card password, which is sent to the same city clearing system after being reviewed by the authorized approver;
3. After receiving the USW business information, the opening bank confirms that the card number, account name and password are accurate, the cardholder's balance is sufficient and identifies whether it is a pension account, and sends the business receipt to the correspondent bank in real time after accounting treatment;
4. After the correspondent bank receives the receipt successfully processed by the bank, it conducts accounting treatment and delivers the personal business voucher receipt stamped with the business seal to the customer;
5. Inter-bank funds and fees shall be settled regularly by Suzhou City Clearing System and credited to the reserve account of the clearing bank in China People's Bank;
6. Special circumstances: When the customer handles the "Su Yintong" transfer business in an agent bank other than the account opening bank of both parties, the agent bank shall accept it. The correspondent bank shall handle such business according to the second business process of "cash withdrawal first, then cash deposit", and the customer shall pay two cash business fees.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.