Vehicle personnel liability insurance, that is, seat insurance, is the passenger part of vehicle personnel liability insurance, which refers to the liability that the insured should bear according to law if the qualified driver is allowed to have an insurance accident when using the insured vehicle, causing personal injury or death to passengers in the vehicle. In order to help you better improve the safety of the people on board, I suggest you buy one. Pay attention to the following points before insurance:
1. It is agreed by both parties that after the insured pays the insurance premium, if the insured has an accident due to the ownership, use or management of the insured car, resulting in the death, disability or personal injury of the passenger, the insurance company shall be liable for compensation in accordance with the relevant provisions of the automobile third party liability insurance policy and the following provisions.
2. The passengers mentioned in the preceding paragraph include drivers and people getting on and off.
3. The number of insured persons in this insurance shall be subject to the number specified in the driving license.
4. The insurance company is not responsible for the driver's death, disability or physical injury caused by the influence of alcohol.
5. According to the regulations of the Ministry of Finance, since 1 July 19901day, the amount of death and disability claims in this insurance shall be paid at 3 times of the insured amount, and the amount of personal injury claims shall be paid at 0.5 times of the insured amount.
6. The insured amount is 1 0,000 to 1 0,000, which is freely selected by the insured according to the demand. The insurance liability is based on the maximum insured amount of accidental death, disability and medical expenses. The maximum compensation limit for each passenger in the car shall be determined by the insured and the insurer through consultation at the time of insurance. There are two ways to insure, one is to insure according to the selected seats, and the other is to insure according to the approved number of seats. The former rate is generally stipulated as 0.9% of the compensation limit, while the latter is 0.5% of the compensation limit. Online insurance is the best choice for you to buy a cheap auto liability insurance. In addition, it is also important to choose the right insurance channel. Huize. Com is the best channel to provide professional liability insurance for vehicle attendants. You are welcome to purchase and consult. Advantages of Dida Auto Insurance: * Private car commercial insurance in the province 15%* Not limited to seven-star non-accident road rescue claims features: * Simple claims processing is fast * Fixed loss point setting or fixed loss on-site arrival. Advantages of Ping 'an Auto Insurance: * Private car commercial insurance in the province 15%* Free travel tax payment service claims features: * Quick on-site survey by experts * State compensation, and local claims can be made with complete documents.