It's different. Regarding whether there is provident fund loan business and related business regulations in your area, please contact your personal loan department for confirmation!
2. Can I withdraw provident fund from different cities in Jiangsu Province?
1. Different cities in Jiangsu Province do not support the withdrawal of provident fund from different places.
2, because the conditions stipulated by the provident fund management centers in different places are different. 3. Provident fund accounts in various places are not connected to the Internet. 4. Personal provident fund can be transferred with personal job transfer. 3. Can I get a provident fund loan if I buy a house in Huai 'an, Jiangsu?
You can apply for housing provident fund loans in different places.
Process of applying for housing provident fund loan in different places:
Employees who pay in the place of employment (deposit place) and buy self-occupied housing in the place of residence (loan place) can apply for personal provident fund or rental loan from the provident fund management center of the loan place with the proof of provident fund deposit.
When accepting the approval of housing provident fund loans in different places, the provident fund management center in the place of deposit shall issue relevant materials such as the deposit of local housing provident fund and loan certificate of employees and their spouses.
The materials required for handling provident fund loans in different places are:
1. Application for approval form (with official seal of the company) (in triplicate);
2, the applicant's family and social relations questionnaire (3 copies);
3. Copy of the house purchase contract (3 copies) for the record;
4 copies of the applicant's and spouse's ID cards (3 originals);
5, employee housing provident fund deposit and loan certificate (3 copies);
6. The applicant shall provide a copy of the ID card and contact telephone number of the permanent contact person who lives in the administrative area and deposits the housing accumulation fund in the center (3 copies);
7. Copy of marriage certificate (if unmarried or divorced, proof from the civil affairs department where the borrower is registered) (3 originals);
8. The monthly salary certificate stamped by the borrower and spouse (if the monthly salary is more than 5,000 yuan, please provide a detailed list of the salary of the last three months stamped with the official seal of the unit) (3 copies);
9 copies of the down payment receipt (3 copies);
10, personal credit business authorization (fill in at the counter, one for husband and wife);
1 1. Credit report inquiry application form (filled in at the counter, one for husband and wife).
In addition to the above information, the lender shall also provide appraisal reports (3 copies) when purchasing second-hand houses in different places.
Four, Huai 'an off-site provident fund loan policy
Legal subjectivity: Huai 'an's provident fund loan policy is: if only one borrower meets the housing provident fund loan conditions, the maximum loan amount will be increased from 300,000 yuan to 400,000 yuan, and if both borrowers meet the housing provident fund loan conditions, the maximum loan amount will remain unchanged.
Legal objectivity: Article 26 of the Regulations on the Management of Housing Provident Fund states that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.