Is Lejiangtang Loan a formal lending company?

Music lecture hall loan is a formal loan company. Music lecture hall loan is a loan platform launched by Shanghai Maiguang Network Technology Co., Ltd. Compared with most online lending platforms, its strength and background are very strong. Lejiangtang loan is a cooperation with Bank of China, specifically with BOC Consumer Finance Company, a subsidiary of Bank of China Limited (hereinafter referred to as Bank of China). It was approved by China Banking Regulatory Commission on 20 10 and its headquarters is located in Shanghai. Is a formal loan platform, without any mortgage guarantee, just provide ID information and proof of income, so it is more reliable to choose a music lecture hall loan.