How to divide the value-added part of divorced house in mortgage before buying a house before marriage?

1. mortgage to buy a house, who pays the down payment unilaterally before marriage is registered in the name of one party. No matter whether the real estate license is obtained before marriage or after marriage, the house belongs to one party's personal property before marriage, and the other party cannot ask for the allocation of the house when divorced. However, the party who owns the house may be required to return the part repaid after marriage and compensate for the share appreciation.

2. Before marriage, both husband and wife paid the mortgage down payment to buy a house, which was registered in the name of one party, and the other party needed to prove that the down payment of the house had its share of capital contribution, so it could be equally distributed as the common property of husband and wife when divorced.

3. Before marriage, both husband and wife pay the mortgage down payment to buy a house, which is registered in the names of both parties, and the property will be divided equally as husband and wife at the time of divorce.

Precautions for mortgage to buy a house before marriage

1. If there is no loan when buying a house, it will not affect the identification of one party's pre-marital property, and the married house will not be transformed into the joint property of husband and wife over time.

2. If there is a loan when buying a house, it will be repaid after marriage, and the property rights will belong to the shares. The part invested by one party before marriage is the property before marriage, and the part repaid after marriage is the joint property of husband and wife. Pay attention to the preservation of housing sales contracts, mortgage contracts, payment vouchers and bank deposit and withdrawal vouchers.

Refer to the above? People's Daily Online-8 Cases of Real Estate Division after Divorce (I)