1
Location selection of house purchase
First of all, location and location are very important. Different places and locations in a city vary greatly. Some places are close to the business circle, some places are close to subway stations and bus stations, and some places are close to downtown areas, which makes a lot of noise at night. There is also a very important division, that is, the education resource room, which is related to the school where children will study in the future. These are all very important. These factors not only affect the future housing experience, but also relate to the preservation and appreciation of the house itself.
No matter how the market changes, houses in good lots generally have more room for appreciation and are easier to sell. Of course, the location of the house and your own work place also need to be considered, but you can't blindly pursue being close to the work place, but you should take all the houses along the traffic on some working sections into account and find the most suitable house through comprehensive analysis.
2
Make a good budget for buying a house
Before buying a house, we also need to pay attention to our disposable funds, including the working capital that can be used to budget for ourselves every month, and control the situation that we like a suite when buying a house, but the economic situation does not allow it. It is most appropriate to control the cost within an affordable range.
At the same time, it should also be noted that in addition to paying the down payment, there are various taxes and fees to be paid later. People who buy a house must understand the taxes and fees related to buying a house and count them in when making a budget to avoid difficulties in cash flow in the future.
three
Analyze the real demand for buying a house
Of course, buying a house is not a personal decision. Generally, the whole family needs to discuss and consider, such as whether to invest in a house or get married, whether to educate children or other plans. These are all things that need to be analyzed and considered when buying a house. There should be a control over the real demand for buying a house, such as getting married in the second half of the year, when there was no wedding room. It is best to choose a decorated second-hand house, and if it is for children to go to school, we should pay special attention not to buy a house on impulse, and make plans after careful consideration.
four
Check whether you are qualified to buy a house.
This item mainly lies in some special big cities. Many people don't know how to look at the house and want to buy a house. As a result, they didn't know they were qualified to buy a house until they bought it. Not only can't buy a house, but also bear the loss of breach of contract, which is really not worth the candle. In addition, some people with poor credit information will also encounter loan problems, so before buying a house, you should not only find out whether you are qualified to buy a house, but also know your credit information.
five
Understand real estate knowledge
The knowledge about real estate can be said to be very complicated and diverse. People who buy houses are generally concerned about the style of apartment type and the accounting of pool area, as well as the basic knowledge of taxes and fees related to the nature of property rights, so as to avoid problems and contradictions in the future. After all, buying a house is a major event in life, and it is very necessary to understand these basic real estate knowledge.
The following questions are also important and should be asked clearly.
1, ask the pool
Ordinary laymen or first-time buyers will directly ask how big or how many square meters the house is. But if you are knowledgeable, you will generally ask: does the housing area refer to the building area or the interior area, and what is the pool rate? In this small series, I want to introduce the difference between the two. The construction area includes the pool area. Generally, the smaller the pool area, the larger the actual use area, that is to say, the lower the pool rate, the more the actual use area;
Generally speaking, when we buy a house, the pool rate and pool area are 20-25%, which is the most reasonable, because the pool is too big and not affordable, too small and inconvenient; Common parts are generally: stairwells, elevator rooms, walkways, power distribution rooms and other public parts. Appropriate sharing rate will also make the public part look magnificent and the sharing area will not be too much.
Step 2 ask about the price difference
Many people think that the price of real estate is the same. In fact, the price of the house will have different price differences because of different orientations and different floors. Generally, laymen will only pay attention to the average price. When they arrive at the sales office, they will directly ask the price of the house they like, and others will not pay much attention to it. However, the insider will ask the prices of similar units on different floors and in different lots to get a difference, so that it is easier to choose a house with more suitable cost performance by expanding the scope of intention.
3. Look at this plan
You will find that the first thing you see after entering the sales department must be the sand table model, which will be beautifully made. When buying a house, Xiao Bai usually looks at the greening and building spacing directly according to the sand table. But in fact, the sand table is often just a rough position reference, and the model itself will be beautified.
Experts must pay attention to the design scheme when buying a house. Above, you can clearly see the distribution of parking spaces, garbage stations, substations, etc. , are generally finalized after filing, including size and location. There will be little chance for developers to modify it privately.
Step 4 watch the plane
The apartment type must be the most relevant to the future living experience, but many people will only give you a separate house type plan or floor plan when buying a house. Although you can see a lot of information such as the layout of the house space, the distribution of windows, and the load-bearing wall, it is not enough.
When buying a house, you must look at the general plan, from which you can observe the gap between buildings and the size of the corridor. For example, the space of the floor plan is in a narrow lighting well, but the good side is blocked by the narrow building spacing. All these will affect the ventilation and lighting problems, which can't be seen in a separate plan.
5. Ask the property management company and service items.
Now every community needs property, and the property fee generated by it is the annual fee that buyers need to pay after moving in, which will also be the focus of many people's attention, which also leads to laymen generally asking about the price of the property, while relatively professional people will ask about the property company and its services. Generally speaking, if the property itself belongs to the developer, the service quality will be higher.
6. Ask about the time of land acquisition
Many cities only look at the service life of houses. General residence is 70 years, commercial buildings are between 40 years, and industrial and comprehensive land will be 50 years. But it must be clear that this service life is not calculated when you buy a house, but when the developer takes the land. So be sure to ask.
7. Look at this empty room.
Property buyers are often confused by the exquisiteness of model houses in the process of viewing houses. Because developers usually build model houses in an open space or the center of the building, and they will use some unreasonable fine decoration and luxury decoration to set off the perfection of the house. Laymen are usually taken by salespeople to see the model rooms. The person who really knows how to do things is not the luxury that everyone can decorate, so it is more to go to see the blank room to understand the real housing data, and to see it in different periods in order to truly understand whether the house is good or not.