2. Through an intermediary. Intermediary is also the main force to buy a house, but there will be a certain commission. According to the total price of the house, the price is still quite high.
3. Through the Internet. At present, there are many websites on the Internet that provide housing rental and sales information, and even many local forums have special sections to publish housing information. Pay more attention to similar websites and don't miss the favorable information.
4. Obtained through relatives and friends. In fact, it is a good idea to ask relatives and friends for help, especially those who have already had the experience of buying a house. They can convey real information about the house through their own personal experiences, and they can also pay attention to pasting small advertisements for selling houses in Lanzhou and other places.
What is the process of buying a house with a loan?
The first link: prepare to buy a house. To buy a house, we must first estimate our actual purchasing power according to the financial strength and repayment ability, and determine the location, area, price, floor and orientation of the house according to the needs of work and life.
The second link: choosing a house. This link is a continuation of the preparatory work, which can be inquired from newspapers, television, internet or related real estate websites. Property buyers need to integrate the advantages of the three major media and comprehensively and carefully examine the housing information.
The third link: field trip. Choosing a house is a highly technical job. Before choosing a house, you should know the basic knowledge of floor area ratio, greening rate, pool and apartment type. If you buy an existing house, you can intuitively see the structure and apartment type of the house, but if it is an auction house, you can only choose the house based on the apartment type map. At this time, buyers must learn to look at the floor plan. Generally speaking, choosing a house should consider whether to buy a house from six aspects. Six aspects include: location, price, surrounding municipal planning, environmental support, housing structure and orientation, and property management.
The fourth link: negotiate and sign a sales contract. After determining the target, enter the negotiation stage of substantive contact with the seller. Negotiating and signing a sales contract is the most important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status.
The fifth link: handling loans. At present, second-hand houses can handle commercial loans. According to one's own financial resources and various conditions of the house purchased, comprehensively consider the amount and duration of the loan. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.
The sixth link: handle the transfer of property rights. The name of the original seller should be changed to the name of the new buyer. Relevant materials need to be prepared under the guidance of the intermediary company, and then the warrant personnel will assist in the formalities of property right transfer.
The seventh link: check in. When you move in, you must pay the water, electricity, gas, cable TV, heating and property fees of the purchased house, and both the buyer and the seller and the intermediary company must sign the property handover form for the record.