According to the official data of Anjuke, in 20021year, the average house price in Shanghai has reached 5266 1 yuan /m2, with an increase of 0.25%, while the average house price in Guangzhou is 33283 yuan /m2, with a price drop of 0.24%. For example, the house price in Sanya, China increased by 0.42%, with an average house price of 28764/m2, while that in Qingdao decreased by 0.5%, reaching16,535 yuan /m2.
It must be said that whether the house is falling or rising is a bit "fate" and it is difficult to be predicted. This phenomenon is believed to make many people "hesitant", especially on the issue of "biting their teeth to buy a house" or "selling a house as soon as possible". Many people are entangled and can't make up their minds.
Real estate and corporate bosses have "expressed their views"
The property market has always been a topic of concern, and many real estate experts and corporate café s have also expressed their views.
Ma Yun, the founder of Alibaba, once made it clear that young people can invest and start businesses if they have money, but never buy a house, because he believes that the house will become worthless in the future, and buying a house is undoubtedly a "loss".
Ren, the founder of Huawei, and the founder of Vanke Group also hold similar views. They believe that people should not be eager to become "house slaves", so that the house will become their own bondage, making them lose many better choices than buying a house, such as starting a business and realizing their own life value.
It is worth mentioning that Cao also hit the nail on the head when interviewed by the media, saying that the current house price is "the emperor's new clothes", which is not worth so much money at all. In the future, the house can only be sold to the rich, because the people who want to buy a house are short of money, and they want to buy or can't afford it. Where are the rich people? Usually, if you own several houses, you don't have to buy them, so you can't sell them at all.
In addition to the voice of many enterprises "big coffee", the big names in the real estate industry have also put forward their own views on buying a house. Sun Hongbin, a senior tycoon with more than 20 years of real estate experience, once said that there are too many houses in stock now, and whether the houses can be sold in the future is a problem that needs to be considered. Moreover, he also suggested that if you want to buy a house, you should buy it if there is a rigid housing demand. If you want to buy a house as an investment, it is not recommended.
As a real estate tycoon, Feng Lun and Sun Hongbin share the same view and are very pessimistic about the future domestic property market. Moreover, Feng Lun specifically mentioned to young people that it is an "unbearable" decision for young people to buy a house, which will limit their freedom.
From this point of view, the views of various bosses are somewhat consistent, and it seems that people are not advised to buy a house. Moreover, from the perspective of national policies, their statements still have "reference" value.
The state redefines the real estate market.
Faced with the rapid rise in housing prices, China has introduced a series of measures and means to limit it. Moreover, in the 14th Five-Year Plan implemented in 20021,China once again clearly stated that "houses are for living, not for speculation" and emphasized the "residential" property of houses, which almost redefined the real estate market and had a certain impact on real estate speculators.
Moreover, since 200211,the "three red lines" formulated by the Ministry of Housing and Urban-Rural Development and the People's Bank of China have also been formally implemented. The so-called "three red lines" are the three red lines that have certain restrictions on real estate enterprises. "1 red line" means that the asset-liability ratio of real estate enterprises should be less than 70% after the advance payment is removed; "The second red line" means that the net debt ratio of real estate enterprises cannot exceed100%; The third red line is that the short-term cash debt ratio of real estate enterprises is less than 1.
If real estate enterprises touch these three red lines at the same time, they cannot add interest-bearing liabilities; If you touch two red lines, the annual growth rate of housing debt cannot exceed 5%; If the red line of 1 is touched, the annual growth rate of housing enterprises' liabilities cannot exceed15%; If the three red lines are not touched, the annual growth rate of liabilities cannot exceed 15%.
Obviously, the state's "hand" has caused great restrictions on housing enterprises. If they touch the red line, they will not be able to borrow or finance normally, which is undoubtedly a blow to housing enterprises. Therefore, after the introduction of the "three red lines", the life of real estate enterprises will become more and more difficult. In order to keep yourself healthy and stable, and to keep yourself within the safe red line, I have to pay back the money by "selling the house quickly". Therefore, there may be a scene of a large number of houses sold by real estate enterprises this year, and house prices are unlikely to "skyrocket" as in the past.
It can be seen that the current housing prices are "changeable", and it is really difficult to decide whether to "bite the bullet and buy a house" or "sell a house as soon as possible". However, according to Ma Yun and Ren's comments, many people are not optimistic about the future development of the real estate industry, and from the perspective of state regulation, the real estate industry is no longer so hot, even if the house price rises, it will not rise too much.
In other words, for people who want to buy a house, it is still based on their actual needs. If you want to buy a house as a wedding room or provide for your parents, you can start at any time, but if you buy a house for investment or there is no immediate demand, don't "take risks".