The process of applying for a student loan is as follows:
1, students hold the student loan application form to the township government, street offices and other departments to sign and seal.
2. Students hold the "Student Loan Application Form" and the original valid poverty certificate and other certificates that meet the requirements of the loan conditions to the financial aid center of the Student Financial Assistance Management Department to confirm and sign the contract. (The loan eligibility will be reviewed by the district funding center)
3. Students take the loan contract and loan certificate to the school for receipt. And return the receipt (in duplicate) to the local funding center.
How to handle the student loan for going to college soon?
China Bank's national student loan application process:
1, offline mode:
(1) Students submit loan applications to the financial aid management institutions of colleges and universities; The application for national student loan can be submitted through online channels such as personal online banking and personal mobile banking of Bank of China, and paper applications can also be submitted to universities offline.
(2) Colleges and universities shall conduct preliminary qualification examination on the national student loan application submitted by students, and be responsible for the authenticity of the student loan application qualification. Colleges and universities should complete the examination within 20 working days after receiving the application for student loans, form a list of students who intend to agree to apply for loans, and complete the preliminary examination.
(3) After the completion of the preliminary examination, colleges and universities should confirm the qualified loan application stamped with the official seal within 5 working days, inform the students applying for loans of the preliminary examination results, and prepare the Information Form for Examining Students Applying for National Student Loans according to the requirements of the handling bank, and send it to the handling bank together with the application materials in the form of electronic documents and written documents.
(4) The handling bank shall complete the audit within 10 working days according to the regulations after receiving the "Information Form for Examining Students Applying for National Student Loans" and application materials submitted by universities and institutions. If there are errors or omissions in the materials submitted by institutions of higher learning, the handling bank may ask the institutions of higher learning to correct or supplement them, and the handling bank shall conduct a review. The audit of the handling bank shall be completed within 5 working days after the institutions of higher learning submit the corrected or supplementary materials.
(5) Through the online channel of national student loan, colleges and universities can conduct online preliminary examination in the system and submit it to the handling bank, without the need for paper materials such as the Application Form for National Student Loan and the Information Form for Students' Application for National Student Loan.
(6) The handling bank shall send the loan contract (format) and the IOU text to institutions of higher learning within 5 working days after the completion of all the examination and approval work.
(VII) Institutions of higher learning should organize students to fill in and sign loan contracts and IOUs within 5 working days after receiving the loan student roster, loan contract text (format) and IOUs recognized by the handling bank.
(8) Colleges and universities submit loan contracts and IOUs signed by students to the handling bank. The handling bank shall, within 10 working days, complete the review of loan contracts and IOUs signed by borrowing students submitted by colleges and universities, and sign loan contracts. After the signing of the loan contract, the handling bank will deliver the loan contract kept by the university institution and the borrowing student to the university institution within 2 working days, and the university institution will hand over one of them to the borrowing student within 2 working days. Colleges and universities should require borrowing students to sign the receipt of the loan contract, which will be stamped by the school and then fed back to the handling bank.
2. Online mode: After May 29, 2022, the policy will resume online channel application:
(1) If online mode is adopted, it shall be approved by the bank first, and then by the university.
(2) After receiving the student's application, the handling bank shall review the compliance and completeness of the materials submitted by the students and the student's credit information according to the requirements of the loan policy, and complete the loan approval within 15 working days after the application materials and supporting materials are complete. If the student's application information is wrong or the submitted materials are wrong or omitted, it shall be returned to the student for correction or supplement. The handling bank has the right to approve the loan and submit it to the undertaking institution of the university.
(3) The undertaking institutions of colleges and universities should examine the authenticity of students' family financial difficulties qualifications and enrollment registration. At the same time, according to the amount of tuition and accommodation required by students, the loan amount applied for will be reviewed and adjusted. The undertaking institution of a university shall complete the examination and approval through the Shang Yi _ National Student Loan System of China Bank within 20 working days after receiving the application for student loan approved by the bank. Colleges and universities can complete the loan review in batches.
(4) After being approved by the handling bank and the university undertaking institution respectively, both parties organize students to sign loan contracts in mobile banking, and then enter the loan process after signing the contracts. Students can check the signed loan contract at the personal mobile banking terminal of BOC. After the personal mobile banking of China Bank signs the loan contract, the handling bank shall prepare a student list page, which shall be sealed by the university undertaking institution, and the sealed student list page shall be filed as required. If the university needs to keep the loan contract, the handling bank should print the loan contract signed by the personal mobile banking terminal of China Bank and submit it to the organizer of the university.
Colleges and universities can inform their parents or other legal guardians of the loan information of the borrowing students in time by means of e-mail, SMS, telephone, WeChat and registered letter.
The above contents are for your reference. Please refer to the actual business regulations.
University student loan process
If it is a national student loan, the application process has two modes: online and offline. If the online mode is adopted, it will be approved by the bank first and then by the university. Offline mode: students submit loan applications to college student financial assistance management institutions; The application for national student loans can be submitted through online channels such as online banking and mobile banking of Bank of China, and paper applications can also be submitted to universities offline. For details, please consult 95566 manual or online customer service of Bank of China.
The above contents are for your reference. Please refer to the actual business regulations.
What is the process for students to apply for national student loans?
Before applying for the national student loan, students should first understand the loan conditions and prepare the loan materials, then submit the loan application and issue the loan after approval.
The first step of the national student loan process: understand the loan time.
After the school starts in September, college students can start to apply for national student loans. If you miss the application time, you can only wait until next year.
The second step of the national student loan process: understanding the loan target.
National student loans are mainly for junior college students (including higher vocational students), master students and second bachelor degree students with financial difficulties. It should be noted that doctoral students are not allowed to apply for national student loans.
The third step of the national student loan process: understand the loan conditions.
1, China nationality and resident identity card.
2. Have full capacity for civil conduct. If you apply for a minor student, you need the written consent of the legal guardian.
3, honest and trustworthy, law-abiding, no illegal behavior.
4. Students who study hard and can complete their studies normally.
5. The family has financial difficulties, and the family income is not enough to support the completion of their studies.
6. The loan students did not get loans from other students.
The fourth step of the national student loan process: understand the purpose of the loan.
National student loans are generally used for tuition and accommodation, and if there is any balance, they can be used to loan students' living expenses.
The fifth step of the national student loan process: prepare loan information.
1, student ID card, original and photocopy of ID card.
2, the civil affairs department about the family economic difficulties, need to build official seal.
3 other materials required by the national student loan.
The sixth step of the national student loan process: the online service system for registered students.
Baidu National Development Bank Student Loan Information Network successfully registered personal information.
Step 7 of the national student loan process: download the loan application form.
Log in to the student online service system, enter the "loan application" module, click "Export loan application form" and fill in the loan application form. The qualification examination unit of the application form can be qualified by the unit where the graduation high school is located, the village (neighborhood) Committee and the township (street) civil affairs department and stamped with the official seal.
Step 8 of the national student loan process: confirm the loan amount.
The maximum loan amount per student per year is not more than 6000 yuan, and the minimum loan amount is not less than 1000 yuan. However, the specific loan amount is determined by the branches of the Development Bank and the provincial capital center.
The ninth step of the national student loan process: sign a loan contract and wait for review.
The student financial aid department of the school is responsible for the qualification examination of the national student loan application submitted by the students, and the official seal of the university is affixed after the examination, and the bank is responsible for the final examination and approval of the student loan application.
The tenth step of the national student loan process: successfully issuing loans.
After the loan application is approved, the loan funds will be distributed to the borrower's Alipay account.
What is the process of student loan for college students?
If you are a freshman and apply for a student loan for the first time, it is recommended that you apply on the spot. Bring your admission notice or student ID card, ID card, household registration book and a fellow borrower. * * * The borrower must be at least 18 years old. He can be your parents or relatives, and go to the rescue center in your city or county. * * * requires the borrower to have a local household registration, and at the same time * * * the borrower should also bring the household registration book and ID card. The on-site handling process is simple, and only the loan steps need to be completed according to the guidance of the staff.
Now you can also apply online. For the first time, it is recommended to apply on site, because it may be a bit troublesome for you to do it yourself. If you renew your loan, you can go to official website and China Development Bank for student loans. Click on the source of students and follow the prompts step by step.