You can log in to personal online banking and click Customer Service-> Personalized Customization-> E-commerce/External Transfer Authority Management to see if you have enabled the e-commerce function. If the "E-commerce Function" is grayed out, it means that it has not been enabled. Please bring your valid ID card and online banking registration card to the local account opening branch for free. For specific network information, please contact 95588 where you opened an account. This function cannot be self-enabled online.
In addition, from August 2006 1, the payment limit of all self-registered customers and passbook versions is 0 (including previously registered customers). However, you can spend and pay on the website with special quota approved by China Industrial and Commercial Bank, and our bank has set up a separate quota for this website (e-commerce function is required).
Since September 1 2006, the single transaction limit, daily cumulative limit and total payment transaction limit of counter registered customers who have not applied for U shield or password card are all within 300 yuan. Customers whose payment amount has reached 300 yuan before September 1 need to apply for an electronic password card or U shield at the outlet (the payment amount is calculated from the date of registration).
If you have reached the trading limit, but need urgent payment, it is suggested that you can change the trading limit by the following methods:
1. Apply for U shield. U shield customers are no longer limited by trading limits and payment time. In addition, using U Shield can also enjoy services such as signing financial agreements, which greatly enhances security on the basis of its original use. If you need to apply for U shield, please bring your valid ID card and online banking registration card to the local designated outlets to apply for U shield. Please contact the local 95588 service hotline for information about procedures and outlets.
2. Apply for a password card. You can apply for a password card at a designated local outlet with valid ID and online banking registration card. After applying for the electronic password card, the single transaction limit of personal online banking is 1000 yuan; The daily cumulative transaction limit is 5,000 yuan, and there is no total payment limit control; The electronic bank password card has been used for 65,438+0,000 times (after the customer entered the correct password characters and passed the system verification). Once used, it can't be used again. Please apply for a new card at the business outlets of Industrial and Commercial Bank of China in time.