Document [2065438+05] No.23 "Opinions on Adjusting Some Housing Provident Fund Management Policies" issued by Weihai Housing Provident Fund Management Center has made looser provisions than before from six aspects: further relaxing provident fund loan conditions, increasing loan amount and years, and promoting loan business in different places. On the one hand, it can greatly meet the housing demand of Weihai citizens and foreign buyers, on the other hand, it can help developers to speed up the pace of destocking and capital withdrawal, forming the development of the property market.
With the introduction of the New Deal, citizens in the central city can borrow up to 600,000 yuan, and residents in the province can also use local provident fund loans to buy houses in Weihai, and the loan period can be extended to 40 years at the longest. Such a loose provident fund loan policy has undoubtedly brought great good news to Weihai's real estate trading market.
At present, there are more and more improved buyers in Weihai, which means that buyers need more money to buy a house. The implementation of the new provident fund policy will make more buyers choose provident fund loans to buy houses, because the interest of provident fund loans is obviously lower than that of commercial loans, so the pressure on buyers to buy houses will be greatly reduced, which can alleviate the pressure on mortgage slaves to repay loans.
Of course, in addition to alleviating the pressure on buyers, there are many other benefits for buyers to choose provident fund loans to buy a house. However, many property buyers think that it will take a long time to handle the provident fund loan procedures. Therefore, before the introduction of the New Deal, many property buyers were still reluctant to use provident fund loans. However, the new provident fund policy clearly put forward some new requirements, such as "to improve work efficiency, cancel the link of providing income proof", which means that the efficiency of applying for provident fund loans has been greatly improved, and buyers no longer have to worry about waiting for a long time.
The new provident fund policy is also very powerful for the content of off-site loans. Weihai's real estate audience is not limited to local residents. Some Weihai citizens who are employed in other places are very concerned about houses in Weihai, but due to the restrictions of foreign loans, it is difficult for them to enjoy the benefits of provident fund. The implementation of the new provident fund policy will undoubtedly make it easier for young people who are working hard outside to buy a house in their hometown.
The above are some benefits brought by the implementation of the new policy of Weihai provident fund loan, which I hope will help the buyers who want to buy a house in Weihai.
(The above answers were published on 20 16-02- 15. Please refer to the actual situation for the current purchase policy. )
Click to receive the red envelope for viewing the house, and directly receive 100 yuan in cash.