(1) Age requirement: 22-60 years old;
(2) Registration time: registration 1 year;
(3) Registration place: only Xiangcheng, Park and Wuzhong District will be accepted, and other areas will not be accepted for the time being;
(4) Income requirement: the monthly running water income is not less than 200,000 yuan;
(5) collateral requirements: houses, villas, office buildings and shops;
(6) Property appraisal: not less than 800,000;
(7) Age requirement: no more than 20 years old;
(8) Property area requirements: not less than 100 square meter;
(9) Other requirements: Two sets of houses are required. If there is a guarantor, it is best to provide a guarantor to apply for a loan.
2, the required materials
(1) Applicant's ID card, marriage certificate and household registration book;
(2) Statement of personal account in the past year;
(3) Original business license, duplicate business license, original tax registration certificate, original account opening permit and original organization code certificate;
(4) Articles of Association, capital verification report and loan card;
(5) The annual report of the latest year and the monthly report of the latest month;
(six) the statement of the bank sponsored by the enterprise in the last six months;
(7) Property certificates of shareholders and legal persons of the company (if any);
(8) The guarantor shall provide proof of assets.
Depending on personal qualifications, the loan amount of Tailong Bank is up to 50W. Note that you need to ask about the interest rate, term and repayment method before lending. When signing the contract, you need to know the repayment situation, repayment amount and liquidated damages in detail. After the loan, you can choose to repay it on schedule or pay it off in one lump sum according to your personal situation.