Work Summary of Rural Credit Cooperatives in 2022 1
In August this year, I was lucky enough to enter the big family of rural credit
Work Summary of Rural Credit Cooperatives in 2022 1
In August this year, I was lucky enough to enter the big family of rural credit cooperatives through layer-by-layer screening. Over the past few months, under the careful care and guidance of leaders and colleagues, through my unremitting efforts, I have made great progress in all aspects. In my work, I can consciously abide by various national financial policies and regulations, strictly implement the tasks assigned by my superiors, earnestly perform my duties, and strive to complete my job. The work of these four months is now reported as follows:
First, strengthen theoretical study and improve comprehensive quality.
As a new employee, first of all, I want to have a comprehensive understanding of credit cooperatives. I have studied books such as Management of Rural Credit Cooperatives, Learning Materials for Economic Workers, China Finance, Financial Management and Rural Credit. Because of my college background, it is easier for me to understand and master these financial knowledge. After learning some theoretical knowledge, I began to know that rural credit cooperatives are cooperative financial organizations in which farmers share shares in accordance with the principles of voluntariness, democracy and mutual benefit and are democratically managed by members. After more than 50 years of reform and development, they have become an important part of China's financial system and the basic force of rural finance. Rural credit cooperatives are the main force of rural finance and the financial link connecting farmers. Rural credit cooperatives are rooted in the countryside, and they will become passive water if they leave the countryside ... but these understandings are still very superficial, and I need to continue to understand them in practice. ...
Second, abide by the rules and regulations and perform their duties.
Engaged in cashier work, can adhere to the requirements of "two people in charge of money and accounts, two people in charge of counters and two people in charge of treasury" and achieve "self-awareness, self-discipline and self-control". At the end of each business day, carefully calculate the amount of cash receipts and payments in the register, and check with the cash inventory to ensure that the cash inventory book is consistent with the actual cash on hand and the general ledger balance, and ensure that the accounts are consistent with the facts and the accounts. Can seriously handle the exchange business of RMB banknotes and damaged coins, so as to be punctual, neat, clean, firmly tied and clearly stamped on the hour; Be able to check the daily account and cash receipt and payment register in time. In strict accordance with the vault storage system, do a good job in the storage of the warehouse, so that the keys are managed and come in and out together.
Third, strengthen the awareness of prevention and implement "three defenses and one guarantee".
In terms of security. Over the past year, I have been able to continuously enhance my awareness of safety precautions. During the duty, I can strictly follow the requirements of "three defenses and one guarantee", earnestly implement various preventive measures, memorize the anti-theft and anti-robbery plan, master and use various preventive devices skillfully, and do a good job in the anti-lock inspection of "three doors". Always check whether the circuit and telephone are normal and whether the performance of protective equipment is good. When an abnormal situation occurs, it can be handled on the spot, and if it cannot be handled, it can also take the initiative to report to the superior. You can always keep a clear head, enhance your awareness of safety precautions, ensure that you are on duty 24 hours a day, and protect the property safety of credit cooperatives.
Fourth, forge ahead in unity and create a good working environment.
"Unite with others and be kind to others" has always been my principle in dealing with people. At work, I can unite my colleagues, live in harmony, learn from each other and promote each other; In life, help each other, care for each other and create a harmonious atmosphere. At the same time, constantly self-positioning, updating ideas, improving service awareness and improving service level.
In short, over the past year, with the care and help of my superiors and colleagues, I have made great progress in all aspects, and my business ability has also been greatly improved. Although there are still many shortcomings in this respect, such as insufficient knowledge of financial accounting and insufficient understanding of the reform of credit cooperatives, I believe that with the care and support of my superiors and the enthusiastic help of my colleagues, I will definitely do my work more steadily and better.
2. Summary of rural credit cooperatives in 2022
20xx Annual Work Summary of Rural Credit Cooperatives 1 1 Over the past years, under the correct leadership and guidance of the county association, the town party committee and the town government, our society has conscientiously implemented the party's financial policies, deepened financial reform, strengthened management, improved service quality, and basically achieved various task indicators. At the end of 65438+February, the balance of various deposits was 630xxxx yuan, an increase of 1 1 XXX yuan over the beginning of the year. The loan balance is 506xxxx yuan, the accumulated loan is 609xxxx yuan, the accumulated loan is 586xxxx yuan, the total financial income is 50xxxx yuan, and the total profit is 65,438+00 xxxx yuan. It presents a good situation of steady business development, reasonable capital operation, good economic benefits and remarkable achievements in civilized construction. We will summarize our work in the past year.
First, persist in learning and improve the quality of all staff.
The times are progressing and the society is developing. Only by establishing a high-quality staff can we survive and develop in the increasingly competitive financial industry. The fundamental way to improve the quality of the team is to study politics and professional knowledge persistently. To this end, according to the arrangement of the Associated Press, the Party Committee and the town government of small villages and towns, we have organized all employees to carry out study and education activities in combination with the actual situation for many times. The main contents of study are: security, savings, credit, accounting and cashier. We also often organize employees to study business department documents, newspapers and magazines and financial regulations and policies. Learning and teaching activities are carried out vividly, so that there are arrangements and summaries. Through these activities, the party discipline, political discipline, concept of law and discipline and professional skills of the cadres and workers of credit cooperatives have been improved, the ideological concept of the cadres and workers has been significantly improved, political progress has been made, and discipline has been enhanced. Everyone consciously abides by the law, is diligent and honest, and promotes the steady operation of credit cooperatives with high-quality service attitude.
Second, serve in a civilized way and create a good public image.
Credit cooperatives are a window industry. Our agency shoulders the work of "agriculture, countryside and farmers" serving "one town and four townships". In terms of quality and civilized service, we adhere to the development policy of "serving the society and developing the industry in a civilized way" and actively carry out civilized activities such as establishing a good public image. First, standardize the use of civilized language, especially telephone civilized language. The second is to implement the reception system for old customers and key account directors, and explore the service concept of "helping people with emotion, giving people with wisdom and helping people with loans" (that is, helping people with true feelings, helping people with ideas and helping people with appropriate loans). The third is to improve and beautify the business department building and the business halls and offices of branches, and improve the service environment. The convenience facilities such as chairs, sofas and reading glasses have been added to the business halls and offices of various business outlets, and the walls are decorated with civilized systems, civilized service promises, civilized terms, interest rate boards, civilized post supervision desks and other services, which are convenient for customers and warn employees; Indoor, corridor and office are decorated with craft bonsai flowers. It has created a beautiful, elegant, clean and warm service environment and established a good service image. Fourth, improve the management system of the club, manage and restrain people with the system, and make attendance at work, leave registration, work record, study record, assessment cash, and work orderly. Through these efforts, we have created a good social image and won universal praise from all walks of life.
Third, in order to meet the urgent needs of farmers, we should try our best to raise funds to support the production of spring ploughing and summer grain in this region.
Although the total amount of social deposits in China has been increasing in recent years, due to the extensive support of our society, the existing funds are still difficult to meet the demand for loan funds, especially during the spring ploughing period, the financial strength and credit strength of the whole society are relatively insufficient. In order to ensure that farmers don't miss the farming season, our agency timely allocated 35xxxx yuan to the credit cooperatives to support agriculture, and also organized personnel to go deep into the village to investigate agricultural production and understand the key points of supporting agriculture. By the end of 65438+February, our agency had issued a total of 609xxxx yuan of loans, including 562xxxx yuan of loans related to agriculture, with a total loan ratio of 92.2xxxx, supporting 752xxxx farmers, and the support area reached more than 5xxxx, which basically solved the urgent demand of farmers for agricultural production funds in spring ploughing and summer sowing, and played a positive role in promoting the development of agriculture and rural economy.
Fourth, actively cooperate with the preparatory working group for the reform of the Associated Press, and do a good job in repaying loans on old shares and issuing new shares.
According to the spirit of the document on the establishment of a first-class legal person in the reform of county credit cooperatives this year, the working group for the reform and preparation of county credit cooperatives is deployed. Our company has retired the old share capital 14029.44, * * * retired 654xxxx, accounting for/kloc-0 12524.2xxxx, and packed the 92xxxx that could not be retired. Raise 286200xxxx natural person shares and 39600xxxx employee shares. Strongly support the progress of the reform work.
Five, strengthen the internal control system, pay attention to safety work.
In 20xx, according to the work arrangement of the county association and relevant departments, our company fully implemented various safety precautions and comprehensive management measures to eliminate all kinds of safety hazards and ensure the safety of our company without accidents.
In order to improve the preventive ability, with the consent of the county association, we renovated the comprehensive building purchased this year and moved into business in August. We also renovated the business premises of Johor Bahru Branch, installed bulletproof glass, made necessary improvements to Toyo Society, demolished old lines and installed security doors. The security capability of our organization will be fundamentally improved. So as to further enhance our defense capability.
In a word, looking back on the past year, our society has achieved good results and basically completed its tasks, but there are still many problems to be solved urgently in our work. Such as unstable deposits, insufficient funds, difficulties in collecting loans from the original foundation, and credit management. Therefore, the focus of the work in 20xx is: first, continue to increase the collection of deposits and increase the total amount of deposits; Second, continue to increase the collection and vitality of non-performing assets. Third, strengthen the management of overdue loans, further raise interest rates, strive to reduce the proportion of non-performing loans every month, and improve the utilization rate of funds. The fourth is to do a good job in agricultural loan investigation and prepare for spring ploughing production funds. Fifth, strengthen the management of write-off loans, change the traditional concept, and issue the task index of collecting and writing off loans to all credit personnel, which is linked to the personal benefit award; Sixth, continue to strictly control expenses to ensure the completion of 20xx work tasks.
3. Summary of rural credit cooperatives in 2022
Summary of the "Year of System Implementation" Activities According to the spirit of the notice of X-letter Lianfa [20xx] on launching the year of system implementation, our agency organized employees to seriously study the implementation plan of the year of system implementation of rural credit cooperatives in X county, and established the leading group of the year of system implementation of rural credit cooperatives in X county, so that the year of system implementation of our agency can be carried out in a planned, organized and arranged manner.
I. Organizational leadership
In order to carry out the activities in the year of system implementation in a planned, organized and arranged manner, our agency established the leading group of the activities in the year of system implementation of X County Rural Credit Cooperative Association, with clear division of labor and responsibilities among the members of the group, which ensured the orderly development of the activities in the year of system implementation.
Second, study hard.
In order to make each employee achieve the learning effect, we organize employees to concentrate on learning twice a month, and usually adhere to the combination of self-study, mainly studying laws, regulations, systems and typical cases, focusing on laws and regulations such as the People's Bank of China Law, the Banking Supervision and Administration Law, the Commercial Bank Law, the Criminal Law and the Property Law. And mainly study the institutional measures and financial professional ethics introduced since the establishment of the Provincial Association.
Third, take part in competitions and exams.
Through the self-study and centralized study of laws, regulations, systems and typical cases, employees can abide by various rules and regulations, master professional skills and abide by professional ethics, and improve their understanding of "compliance management, starting with me", "running compliance business and being a compliance employee" and "violation is risk, and specification is reputation". And organized all employees to participate in the "knowledge contest of system implementation year activities" and "assessment of laws and regulations of system implementation year activities". Through our active participation in the year of system implementation, we have achieved good results.
4. Summary of rural credit cooperatives in 2022
Under the correct leadership of the county association and with the help of all the comrades in the credit union, I earnestly studied my business knowledge and skills, actively performed my duties, and successfully completed this year's work tasks. At the same time, I have improved my ideological consciousness, professional quality, operational skills and excellent service. The summary of this year's work is as follows: In the first half of this year, I was able to be loyal to my duties, seek truth from facts, be honest and clean, and abide by professional ethics and social ethics. Ideological consciousness has improved. At the same time, I studied financial business knowledge in my spare time and enriched my work experience, which greatly improved my ability to integrate all kinds of learning materials distributed by the Associated Press, applied what I have learned, and improved my professional work ability, comprehensive analysis ability, coordination ability, writing and language expression ability. I love my job, I can unite well with my colleagues, obey the arrangement of leaders, actively do other work, and do my best for the smooth completion of the business objectives of the whole society. Be able to treat each task correctly and seriously, flexibly reflect the financial policies and spirit of the party and the state in work, be proactive in work, earnestly abide by various rules and regulations, and complete the tasks assigned by the leaders in time.
Looking back on half a year's work, I feel that there are still many shortcomings; First, the improvement of professional quality is not fast, and the understanding of new business is not enough and thorough;
Second, there is still a gap between my work and other peers, and my sense of innovation is not strong;
Third, just to meet their own tasks, work development is not bold enough.
In the second half of the year, under the leadership of professional departments and credit cooperatives, I will strive to overcome my own shortcomings, study hard, improve my own quality, actively explore, perform my duties and obey the leadership. Be a good assistant to the staff, work together with all the staff Qi Xin, unite as one, and make all contributions to improving the operation efficiency of our agency and completing all the objectives and tasks for next year.
5. Work Summary of Rural Credit Cooperatives in 2022
20xx 65438+ 10 I had the honor to work in Zhuhai Rural Credit Cooperative Association. In this environment of discovering, cultivating and achieving people, I unconsciously became a member of the rural credit cooperatives from a student who just left school. Half a year is not long, but the teaching and care of leaders and colleagues have benefited me a lot and laid a good foundation for my future life and career. With the enthusiastic help of department leaders and colleagues and personal efforts, we have made certain achievements.
In the past six months, I worked as a counter in Gongbei Credit Cooperative for the first three months. Because I once worked as an intern in the sales department of the trade union, I soon took up my post and was affirmed by the branch manager and praised by my colleagues. I was transferred to the office in May. The following is a brief summary of my work in the office:
First, do a good job in compiling information.
Editing and publishing information is the main work of the office, and it is also a part of my work. In order to further improve the compilation and distribution of our information, and give full play to the role of information communication, contract signing, consultation, service and support, and guiding decision-making, I have continuously strengthened my own study, understood the key points and points of information work, timely published the main points of information submission through the office network, and participated in the formulation and publication of the Detailed Rules for the Management of Information Work of Zhuhai Rural Credit Cooperatives. In the past three months, around the reform, construction and business development of our agency, I * * * compiled and distributed eight issues of One-week Love, and submitted them to the provincial association, banking supervision and other departments in time as required.
Second, do a good job in the news propaganda work of the Associated Press.
The leaders of the association attach great importance to information work and news propaganda, and emphasized this work many times at the meeting. In order to fully implement the leadership instructions and the requirements of the provincial credit cooperatives, further strengthen the news propaganda of our new business and standardize our news propaganda work, our bank participated in the formulation of the Detailed Rules for the Administration of News Propaganda Work of Zhuhai Rural Credit Cooperatives.
In recent years, the competition in the financial market has become increasingly fierce, and large and small violations have emerged one after another. In the face of the increasingly severe external development environment, our employees actively put forward suggestions, prevent minor delays, look at hidden dangers from a small point and strive to improve compliance. In order to embody and advocate such a working atmosphere, in June 1 1, I participated in the publication of Zhuhai Rural Credit Newspaper 1, which mainly publicized the compliance culture and comprehensively reflected the business development and the cultural life of our employees in the newspaper.
Third, better complete the writing of all kinds of materials and the work assigned by the leaders.
There are a lot of written materials in the office, work instructions in all aspects, the planning scheme of activities and the arrangement of specific matters, as well as the relevant notices of better work, the development of important work deployed by superiors, and the implementation of the spirit of important meetings of provincial associations and superior departments. All these written materials should be completed on time. In these three months, through the hands-on teaching of Mr. Chen, all kinds of materials are well written. For example, asking for community propaganda work, sponsoring the Olympic trip, etc. At the same time, better cooperate with the work assigned by leaders and colleagues.
In the future, I will, as always, do all the work conscientiously. While reviewing my work achievements, there are also some shortcomings in my personal work. In view of the existing problems, I will try my best to improve, strengthen my study and apply what I have learned. Ask experienced colleagues with an open mind to further improve their political quality, professional quality and comprehensive ability, better adapt to their posts, do better and make everyone more satisfied.