I didn't get a business license to get a loan, so I don't know if I can get it. Anyway, I heard that there is a website where you and I can borrow money, which is very convenient.
Second, how to get a loan to apply for a business license?
Hello, of course. If you need money urgently, you can try online lending, which is convenient for review and quick for lending. It is recommended to choose a formal platform to ensure the safety of your information and property. Recommended money flower, formerly known as "Baidu money flower", is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners. I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.
Third, how to apply for a loan with a business license?
Which platform is good for business license loan, and how to borrow business license loan.
Business license loan conditions are as follows:
Generally, banks will be required to operate for more than one year, and the new business license is estimated not to lend, but different banks.
Which platform is good for business license loan:
Agricultural Bank of China Weijiedai
For agricultural affairs, the loan amount through online banking and mobile phone can reach 1, that is, 12 months.
Weizhong bank company Dai
Micro-enterprise loans of Weizhong Bank can be handled with business licenses. The main open areas are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan and Chongqing. The loan amount of small and micro enterprises can reach 3 million yuan.
CCB understands you.
CCB understands that you are making a small and micro enterprise APP, which can handle loans for the majority of enterprises. Small and micro enterprises can apply for loans of up to 5 million yuan with business licenses and tax information. , service life 12 months.
Whose loan product is not less than 65,438+00, in summary, it is still recommended to spend a little money (formerly known as Baidu Finance), because for reasons such as up and down: 65,438+0, compared with the invitation system of lending and micro-lending, you can take the initiative to apply for money. 2. The maximum amount is 200,000 yuan, and the minimum annualized rate is 7.2%; 3, formal platform, don't worry about routines;
4. Generally, formal product audit is strict. Although it is easy to use, it is difficult to apply, and so is money. However, what I am looking for is the exclusive application channel required by insiders, and the payment rate is very high. Therefore, it is recommended to everyone in the product, and the exclusive application channel is presented together. It is good for friends in need to apply for it themselves.
Just remember to spend a certain amount of flowers that day, otherwise the amount may be withdrawn. I had friends before.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
There is also a 360 online loan platform, which mainly provides pure credit loans for everyone. The daily interest rate can be as low as 0.027% if the amount is less than 200,000 yuan. As a platform under the network security giant, 360 IOUs are still above average.
360 IOUs maximum loan
Click online measurement
Third, the "new loan" is an unsecured RMB loan business owned or issued by Ping An Bank for other legitimate consumption or business purposes other than housing. The information is complete, and the loan will be released within 1-3 working days.
The application threshold is low: you can apply with an average monthly income of more than 4,000 yuan (car loan, mortgage, provident fund and insurance policy are the best: the loan amount is RMB 1 10,000 ~ 500,000 yuan; The loan term is 12 months, 24 months, 36 months, and the excellent occupation can be as long as 48 months.
Ping An Xin Yi Dai Click Online Measurement
The above internal network loans are risky, so be careful when choosing!
4. How to get a business license? What are the loan conditions of the business license?
Application conditions:
1. The project to be operated needs to reach more than one year, and a business license audited by the industrial and commercial department is required.
2. The applicant is a China citizen with full capacity for civil conduct and a fixed residence.
3. The borrower must have enough repayment ability to provide the bank with running water for nearly half a year.
4. Applicants need to have a fixed business place and a stable income.
5. The borrower needs to have a good personal credit record.
6. Need to guarantee, mortgage or pledge.
Application materials:
1, the original and photocopy of ID card and household registration book are consistent with the original;
2. Provide the original and photocopy of the annual business license and tax registration certificate;
3. Relevant information that can prove their legitimate income;
4. Relevant information that can prove their marital status;
5. Provide legal and sufficient collateral and evaluation report;
6. The mortgagor or pledger shall fill in the mortgage (pledge) pledge in bank format;
7. Other information required by the bank.
Application process:
1. Submit a business license loan application to the bank and consult the loan related matters;
2. Submit business license loan process related information, such as business license certificate, self-employed individuals applying for loans, should provide the bank's operating flow for nearly six months, and enterprises applying for loans, should provide the operating flow certificate and corporate financial statements for nearly one year. And the borrower's credit report.
3. Wait for the approval of the bank. If approved, both parties will sign a loan contract. Apply for mortgage loans, mortgage registration procedures.
4. The bank issues loans to designated accounts.