The notice pointed out that in combination with the actual situation, we should study and promote urban renewal and adopt the "room ticket" resettlement compensation method. Explore the way for the government to buy back the existing commercial housing of enterprises to raise affordable rental housing.
In addition, the notice also mentioned that inefficient state-owned assets should be further revitalized and the Harbin real estate development fund should be explored.
It is reported that registered families in Harbin (including 9 districts and 9 counties (cities)) are in line with the birth policy. 20211/families who have given birth to the second or third child after October 29th will buy the first or second set of newly-built commercial housing in the 9th district of the main city, and sign the commercial housing sales contract, personal identity certificate, purchase payment bill and immovable property right certificate online for filing.
For all kinds of talents who have signed employment contracts or service agreements with employers in Kazakhstan, paid social security for more than 6 months and are included in the social security system management, and are self-employed and under the age of 40 (without household registration restrictions), buy the first or second set of new commercial housing in the 9 th district of the main city, and file the commercial housing sales contract, personal identity certificate, purchase payment slip, immovable property certificate, etc. With the online sign. According to the standard of 6,543,800 yuan for doctoral graduates, 50,000 yuan for master graduates, 30,000 yuan for undergraduate graduates and junior college graduates (including graduates of preparatory technician classes and senior engineering classes in technical colleges), a one-time housing subsidy will be given, and the subsidy funds will be borne by the municipal finance. This subsidy is based on the family, and both husband and wife cannot enjoy it at the same time.
Individuals who are not registered in Harbin (including 9 districts and 9 counties (cities)) purchase the first or second set of new commercial housing in 9 districts of the main city, and sign online with the registered commercial housing sales contract, identity certificate, household registration book, purchase payment bill and immovable property certificate, and give a one-time housing subsidy of 654.38+00000 yuan, and the subsidy funds shall be borne by the municipal finance.
If an individual buys the first or second set of newly-built commercial housing in the nine districts of the main city and completes the online signing and filing of the commercial housing sales contract during the online and offline new commercial housing fair, the subsidy funds will be shared by the city and district according to the ratio of 5:5 with his identity certificate, the Commercial Housing Sales Contract, the purchase payment bill and the immovable property certificate.
Those who meet the first to fourth subsidy conditions may apply at the same time.
Units or individuals who purchase newly-built non-residential commercial houses (businesses, offices and apartments) in the nine districts of the main city will be given a house purchase subsidy of 3% of the actual purchase price with the commercial house sales contract, house purchase payment bill and immovable property certificate filed by online signing, and the subsidy funds will be shared by the city and district in a ratio of 5:5.
Buyers with agricultural household registration will buy the first or second set of newly-built commercial housing in the 9 th district of the main city, and will be given a one-time housing subsidy of 30,000 yuan with the online signing of the commercial housing sales contract, my identity certificate, household registration book and immovable property certificate. Subsidy funds shall be borne by the municipal finance. If an agricultural household registration purchaser purchases a house in this city and obtains a residence permit and meets the relevant conditions for migrant workers' children to receive compulsory education, it will ensure that their children receive compulsory education in this city, and the education department of the district/county (city) will make overall arrangements according to the actual situation to ensure that they "live within their means".
Teachers and ex-servicemen who have obtained the professional qualification certificates of the relevant competent departments of provinces, cities and districts (counties) will purchase the first or second set of newly-built commercial housing in the 9 th district of the main city, sign online with the registered commercial housing sales contract, my identity certificate, professional qualification certificate and immovable property certificate, and give a one-time housing subsidy of 30,000 yuan, and the subsidy funds will be borne by the municipal finance.
The individual income tax involved in items 1 to 7 shall be withheld by the tax authorities. Those who enjoy the fifth to seventh subsidy policies respectively cannot apply for the first to fourth items at the same time, and no longer enjoy other housing subsidy policies issued by the Harbin Municipal People's Government and its subordinate departments.
On the premise of ensuring the value of housing collateral, combined with the actual situation in Harbin, the housing age of second-hand housing provident fund loans will be relaxed from 20 years to 30 years, and the sum of the housing age and housing age will not exceed 50 years. The maximum loan amount for single employees will be raised from 500,000 yuan to 600,000 yuan, and the maximum loan amount for dual employees will be raised from 700,000 yuan to 800,000 yuan. Employees who have paid provident fund in different places are allowed to apply for provident fund loans in Harbin, so that employees in different places can enjoy the same housing provident fund loan policy in Harbin. Relax the policy of paying provident fund for flexible employees, and you can apply for paying housing provident fund when you open a social security account. Relax the portfolio loan business of housing provident fund, and employees who still cannot meet the demand by using provident fund loans can apply for portfolio loans. (Responsible unit: Harbin Provident Fund Center)
The personal loan age of housing provident fund for female cadres at county (department) level and female professional and technical personnel with senior titles was adjusted from 55 to 60. Those who meet the relevant policies and regulations of this Municipality on high-level talents and receive a one-time resettlement fee from the municipal social and social departments can purchase the first family housing in this Municipality as the main lender, establish an individual housing provident fund account in Harbin and pay it in full for more than 6 months (inclusive), and can apply for a housing provident fund loan. The maximum loan amount is calculated according to the balance of the housing provident fund account. (Responsible unit: Harbin Provident Fund Center, Municipal People's Social Security Bureau)
For apartments actually used for residential purposes, utilities will continue to implement the civil price standard.
In addition, guide Kazakhstan's financial institutions to increase credit supply in the real estate sector. Actively support policy banks, large state-owned banks and national joint-stock commercial banks to actively strive for the credit scale of Harbin real estate from the head office. Encourage local corporate banking institutions to increase credit supply for real estate development enterprises and individual housing mortgage loans in Harbin in accordance with the principle of "one enterprise, one policy".
Further standardize and improve the government data information in the real estate field, and explore the establishment of an information sharing mechanism between the government and financial enterprises in the real estate field based on Harbin comprehensive financial service platform, so as to guide and support financial institutions to innovate credit products, increase financial supply, optimize service processes and reduce financing costs. Strengthen the statistics and scheduling of real estate development loans and housing personal mortgage loans, and give key support in the field of real estate financial cooperation according to the ranking of banking institutions. Further revitalize inefficient state-owned assets and explore the establishment of Harbin real estate development fund.