Many property buyers can be said to be at a loss when buying a house, and have not yet figured out the difference between commercial housing and commercial housing. The whole process is puzzling, so what is the difference between commercial and residential buildings and commercial houses?
The difference between commercial and residential buildings and commercial houses
The nature of land and the length of property rights are different. Generally, commercial houses and residences are commercial land, and the nature of land use is commercial land. Generally, the ground floor of this kind of land is built with shopping malls, and the upper floors are built with houses. This kind of building can be built no matter who is the main body of construction. Except for real estate developers, individuals and other enterprises, there is no requirement that the completed building must be sold. The land use right of commercial land is 40 years, and some comprehensive land use rights are 50 years.
Commercial housing refers to ordinary houses for sale. This kind of house is private, and the land use right is 70 years.
Commercial and residential buildings belong to commercial land and cannot be settled for use, while commercial houses belong to residential nature and can be settled.
Advantages and disadvantages of commercial and residential buildings and commercial houses
Commercial and residential buildings are generally small units such as soho and loft. At present, many properties belong to duplex buildings, which are commercial or commercial and residential properties.
Commercial housing is generally built into a single apartment with a small area, or a two-bedroom apartment with a building area of 60-90 and a three-bedroom or four-bedroom apartment with a building area of 100. Can also be a jump layer, duplex, etc. The nature of use belongs to residential real estate.
The advantages of commercial and residential buildings are small area and low sales price, which can be used by registered companies. At present, there is no purchase restriction policy in the country.
The disadvantage of commercial and residential buildings is that water and electricity are commercial in nature, and the price is twice that of ordinary civil water and electricity, so it is impossible to open gas and settle down; Its down payment ratio needs to reach 50%, and housing provident fund loans cannot be used.
When commercial housing is used, it can enjoy the national loan policies such as the first suite, and can support 30% down payment. Water and electricity are civil, and housing provident fund loans can be used.
At present, if it is for families, it is recommended to buy commercial housing, because the cost of living and the number of children going to school should be considered; If it is an investment, you can buy a commercial and residential building for investment.
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