Will Ann collect credit information on her wallet?

Ann collects credit information from her wallet. According to official website's information, Xiao 'an's credit investigation is actually a credit investigation. In loans overdue, users can influence their credit limit, thus not affecting their loan credit. Bad credit records will be submitted to the credit information system of the People's Bank of China, which has a great impact on users' credit. For example, when people make car loans and mortgage loans, they will not be able to go smoothly.