If it is a card of China Merchants Bank, you can log in to the online banking professional edition and select "Credit card → customer management → customer data modification" to query and modify your mobile phone number, home phone number, company phone number and company name information.
skill
If you haven't applied for the professional edition, please call the credit card service hotline.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? . 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.
main feature
① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit cards can promote commodity sales and social demand.
How to check the information filled in the credit card?
Check the information filled in by the credit card at the corresponding outlets. Bring relevant documents (such as ID card), find the nearby bank business hall and consult the staff for inquiry.
How to check the information when checking the credit card of China Bank?
You can inquire and modify your personal information through China Bank Mobile Banking, China Bank Credit Card WeChat official account, Colorful Life APP, China Bank Kexintong WeChat applet, personal online banking, China Bank outlet or call China Bank Credit Card Customer Service Hotline 4006695566. However, due to the limited personal information modified by each channel, please follow the channel tips.
The above contents are for your reference. Please refer to the actual business regulations.
Where can I check the information filled in by the credit card? These things must be clarified.
Although it is convenient and quick to apply for a credit card online, many banks will call back, and people often forget the information they have filled in after submitting a card application. They panic when they get a call. I want to know where I can find the information I filled in and answer the questions according to the information. Here is a brief introduction.
Where can I check the information filled in by the credit card?
After the information is submitted, the bank will not leave us a copy of the application, so there is no way to check the information filled in. Although there is progress, we can only check the progress of card approval, not our card information.
If you are worried about forgetting to fill in the information after handling the card, it is best to fill in and save it. For example, you can save a screenshot in your mobile phone after filling in each page, and you can turn it out at any time when you receive a call. Just find the answer according to the questions asked by the auditor.
It should be noted that most of the calls made by electronic examiners are to the company phone number filled in by the applicant, so as to verify whether the applicant is an employee of the unit. This means to fill in the correct telephone number of the company, and the colleagues in charge of answering the phone should say hello in advance and get familiar with each other so as to answer the phone in time.
You should also master the skills when answering the phone. First of all, you should have a gentle tone to make the audience feel comfortable. Then you should answer any questions that others ask. Don't flush all your things out before they ask questions, such as getting a card in many banks. Don't say such things, or you may refuse the card directly.
Of course, the result is not immediately after answering the phone. Generally, a short message will be sent to the reserved mobile phone number in 2~3 days. The notice says that it is very likely that you will go to the counter to sign. Remember to prepare relevant materials according to the content of the short message, answer questions at the outlets, just copy a paragraph and sign it.
20 18 forgot how to check the credit card (debit card) application information?
Credit card (debit card) application information can be inquired in the following ways:
1, through the bank credit card (debit card) center.
After the bank handles the credit card (debit card), the bank will have relevant records. You can call to see if you can get the application materials for handling the credit card (debit card) before.
2. Go to the outlet to inquire.
If you forget the credit card (credit card) application materials, you can also bring your valid certificate and credit card (credit card) to the bank outlet for inquiry;
3. Online banking inquiry
If online banking is opened, you can also find relevant information in the personal account of online banking. If you don't know where it is, you can also consult online customer service.
It is not useless to fill in the credit card (debit card) application materials, which may be used in the future, so it is better to fill in your familiar telephone contact information and fixed information.
How to check the information you fill in when applying for a credit card?
When applying for a credit card, please check the information you fill in, as shown below:
1. Inquire at the corresponding bank outlets: bring relevant certificates (such as ID cards), find the nearby bank business hall, and consult the staff for inquiry.
2. Call the bank's credit card center for inquiry: call the bank's customer service phone, and the bank will provide information inquiry service after verifying the customer's identity.
3. Mobile APP Inquiry: Download the mobile banking APP and inquire in the personal center.
First, the credit card application preparation materials
The general application conditions are relatively close, and the specific operation is subject to the regulations of various banks.
Each card-issuing bank has its own card-issuing standards, which generally include the following points:
1, at least 18 years old.
2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located.
3. Fill in the application form and sign it in person at the "Signature of the Applicant".
Two, to apply for a credit card, you need to provide the following information:
1, copy of ID card, work certificate, income certificate, etc.
2. If you can also provide bank deposit certificate, real estate certificate, degree certificate, etc. , your application approval process will be more convenient and faster.
3. If you have a foreign household registration, overseas personnel apply for a job locally, and active military officers apply for a credit card in their own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.
4. Other conditions required by the issuing bank.
Third, security issues.
Due to the convenience and rapidity of using credit cards, coupled with the rapid development of science and technology, the security problems faced by credit cards are becoming more and more serious, and major international credit card groups and global card-issuing financial institutions are facing severe challenges.
Credit card: criminals or criminal groups use fake or waste cards to pretend to be real cards for consumption, directly deceiving merchants or card issuers.
Cardholder: improper card storage/handling (expired/tape-invalid credit cards are not destroyed, or they are not immediately invalid after being lost, etc. ), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.
So much for the introduction on how to inquire about the information of applying for a credit card.