College students can enjoy twelve preferential policies when starting a business.
1, preferential tax policies for college students' entrepreneurship
College graduates who hold the Employment and Entrepreneurship Certificate issued by the human resources and social security department (marked with "tax policy for self-employment in graduation year") and set up individual industrial and commercial households and sole proprietorship enterprises in the graduation year (that is, from February 1 day to 1 day) will be deducted in turn according to the limit of 8,000 yuan per household per year within three years. Small and low-profit enterprises founded by college graduates enjoy relevant tax support policies in accordance with state regulations.
2, business guarantee loans and interest subsidies
For qualified college students who want to start their own businesses, they can apply for a business guarantee loan at the place where they start their own businesses, with a loan amount of 654.38+10,000 yuan. Encourage financial institutions to refer to the preferential loan interest rate, combined with risk sharing, and reasonably determine the loan interest rate level. Business guarantee loans issued by individuals will be subsidized if they rise by less than 3 percentage points on the basis of preferential loan interest rates.
3. Exempt from relevant administrative fees.
Students from ordinary banks and digital communication colleges who are engaged in self-employment within 2 years after graduation (except for industries restricted by the state) will be exempted from management, registration, license and other related administrative fees within 3 years from the date of first registration in the industrial and commercial department.
4. Enjoy training subsidies
Small and micro enterprises founded by college students will be given social insurance subsidies of 1 year if they recruit college graduates in the graduation year, sign labor contracts for more than 1 year and pay social insurance premiums. For college students who have participated in entrepreneurship training in the graduation school year (that is, within July 1 day 12 months of the year before graduation), according to their entrepreneurship training or employment and entrepreneurship qualification certificates, training subsidies are given according to regulations.
5. Free entrepreneurial service
College students who are willing to start a business can get free entrepreneurial guidance services provided by public employment and talent service institutions, including "one-stop" entrepreneurial services such as policy consultation, information services, project development, risk assessment, entrepreneurial guidance, financing services and follow-up support.
6. Cancel the restrictions on the settlement of college graduates.
College graduates can go through the formalities of settlement in the place where they start their business (the municipality directly under the Central Government shall implement it according to relevant regulations).
7. Cultivation of innovative talents
Entrepreneurial college students can enjoy a series of "excellent plans" implemented by colleges and universities all over the country, and collaborative education action plans combining science and education. , as well as interdisciplinary courses and experimental classes for innovation and entrepreneurship education, as well as a new mechanism for cultivating innovative and entrepreneurial talents across departments, disciplines and disciplines.
8. Offering innovation and entrepreneurship education courses.
Self-employed college students can enjoy all kinds of professional courses and innovative and entrepreneurial education resources excavated and enriched by colleges and universities, as well as compulsory courses and elective courses such as research methods, frontier disciplines, entrepreneurship foundation, employment and entrepreneurship guidance developed for all students, and online open courses such as massive open online courses and video open courses enjoyed by various regions and colleges, as well as the learning certification and credit recognition system of online open courses.
9. Strengthen the practice of innovation and entrepreneurship.
Self-employed college students can enjoy scientific and technological innovation resources and pioneering experimental teaching platforms open to all students, such as University Science Park, Pioneer Park, Business Incubation Base, Engineering Research Center of Ministry of Education, various laboratories and teaching instruments and equipment. Participate in the National College Students' Innovation and Entrepreneurship Competition, the National Vocational College Skills Competition, various special competitions such as scientific and technological innovation, creative design, and entrepreneurial plans, as well as associations such as innovation and entrepreneurship associations and entrepreneurial clubs established by college students to enhance their innovative and entrepreneurial practice ability.
10, reform the teaching system
Self-employed college students can enjoy the credit accumulation and conversion system of self-employed college students' innovation and entrepreneurship, which converts students' innovative experiments, papers, patents and self-employment into credits, and recognizes students' participation in project research and project experiments as a new exploration of classroom learning. At the same time, we also enjoy a series of teaching practice activities that objectively record and quantitatively evaluate students' innovative and entrepreneurial activities, such as providing innovative and entrepreneurial ability training plans, innovative and entrepreneurial files and transcripts for students with willingness and potential. Give priority to supporting students who participate in entrepreneurship to transfer to related majors.
1 1. Improve the regulations on student status management.
College students who are willing to start their own businesses can enjoy the flexible academic system implemented by colleges and universities, relax the number of years of study for students, allow them to adjust their academic progress, retain their student status, and drop out of school to innovate and start businesses.
12, entrepreneurship guidance service for college students
Self-employed college students can enjoy continuous assistance, full guidance and one-stop service provided by universities all over the country. And local and university information service platforms to provide students with real-time information on national policies and market trends, as well as services such as docking entrepreneurial projects and intellectual property transactions. On the basis of giving full play to the role of all kinds of business incubation bases, we can enjoy the business incubation bases for college students built according to local conditions and related training and guidance services.
Support policies for college students' entrepreneurship
(1) Preferential policies of industrial and commercial departments:
1, college graduates who start their own businesses within 5 years (except for industries restricted by the state) will be exempted from registration fees, management fees and license fees within 3 years.
2. College graduates can register for starting a company with 30,000 yuan. Investors are allowed to register 65,438+00% of the initial registered capital, and the rest can be fully put in place within three years, and the monetary contribution is allowed to not exceed 30%.
3. When college graduates apply for industrial and commercial registration, they only need to submit a valid house lease contract, without submitting relevant property rights certificates, and are allowed to use their own or leased houses as business premises.
4, college graduates to start a company or individual industrial and commercial households, with the "diploma", "registration card", a copy of personal identity card to enjoy preferential policies.
5. College graduates engaged in construction, entertainment, real estate sales, land use right transfer, advertising, housing agency, sauna, massage, Internet cafes, oxygen bars and other 10 industries do not enjoy policy relief.
(2) Preferential policies of tax authorities:
1. Income obtained by students from providing services through work-study programs is exempt from business tax.
2, ordinary college graduates to start a business, engaged in technology transfer, technology development and related technical consulting and technical services, shall be exempted from business tax.
3, ordinary college graduates in the national high-tech industrial development zone newly established high-tech enterprises, from the profit-making year shall be exempted from enterprise income tax for 2 years; After the tax exemption expires, the enterprise income tax will be levied at the reduced rate of 15%.
4. Newly-established labor and employment service enterprises, which placed more than 60% of college graduates in the same year, may be exempted from enterprise income tax for 3 years with the approval of the competent local tax authorities; After the expiration of the tax exemption period, if the newly placed graduates of ordinary colleges and universities account for more than 30% of the total number of employees in the enterprise, the enterprise income tax may be halved for 2 years.
5. Enterprises founded by graduates of ordinary colleges and universities, engaged in technology transfer and technical consultation, technical service and technical training related to technology transfer, whose annual net income is less than 300,000 yuan, are temporarily exempted from enterprise income tax.
6, the local tax authorities engaged in self-employed college graduates, the monthly turnover of less than 5000 yuan, exempt from business tax.
(3) Preferential policies for small loans:
1. Guide and encourage college graduates to face the grassroots and choose their own jobs. In the process of starting a business, if the self-raised funds are insufficient, apply for a small secured loan with the Registration Certificate of Unemployed Persons in Cities and Towns in Xi and the University Graduation Certificate. The loan amount is generally 30,000-50,000 yuan, and the longest is no more than 2 years. If it is really difficult to repay the loan due, you can apply for an extension. Extension for one year, no discount during the extension period. For projects with a long operating cycle, the loan period can be extended to 3 years without extension. Entrepreneurial projects have a certain scale and development prospects, and the maximum loan amount can be increased to 80 thousand yuan. When a partnership enterprise or organization starts a business, the maximum number of loans shall not exceed 10, and the loan amount shall not exceed 500,000 yuan.
2. The financial department will give 100% discount to registered unemployed people in other towns and college graduates who hold the Registration Certificate for Unemployed People in Cities and Towns issued by the labor and social security department and apply for small secured loans and engage in low-profit projects (low-profit projects refer to projects other than construction, entertainment, real estate sales, land use right transfer, advertising, housing agency, sauna, massage, Internet cafes and oxygen bars restricted by the state).
3. The repayment method of small secured loans is flexible, which can be repaid with the principal, by installments or in advance. Specific measures shall be agreed by the lending bank and the borrower and included in the contract. If the principal and interest of the loan are repaid in advance, the part returned in advance shall be collected according to the interest rate agreed in the contract and the actual use time; If the principal and interest of the loan cannot be repaid on time, the loan bank may collect the penalty interest according to the regulations.