Annual payment 12960 yuan, 5 years, 20 years guarantee.
The guarantee within the 20-year guarantee period is
First, in 24 hours, I will have 105000 yuan of social security immediately.
Second, after 90 days, there will be105,000 major disease treatment funds immediately, without reimbursement, and the diagnosis money will be used.
Three, the annual dividend, no compound interest.
After the 20th anniversary, the contract ends, with a pension of 70,000 yuan and dividends ranging from 26,377 yuan to 46,086 yuan.
A total of 96,377 yuan to 106086 yuan can be received in one lump sum as a supplement to old-age care.
Security when you are young and supplementary pension when you are old.
I don't know why you chose to hand it in five years. I prefer to pay in 20 years, and exchange the minimum premium for the maximum protection.
Look at the next example:
As individuals, we cannot change society, but we can change ourselves.
From an early age, you should set aside 10% of your annual income and save yourself a career pension.
Customer information:
Mr. Ping, aged 30, is an enterprise manager with social security and guaranteed commercial insurance, with an annual income of 99,000 yuan. He plans to save a pension for himself after 20 years.
Zhang Yanling, a comprehensive financial client of Jinan Ping 'an, suggested that Mr. Ping save a savings pension for himself:
Adult security and pension reserve that can make money even if you don't come to 28 yuan every day-enjoy peace of mind.
Ping 'an Xinxiang Endowment Insurance (Dividend-sharing Type)
27.5 yuan per day, as long as 9890 yuan per year, paid in 20 years,
The total payment is 197800.
Before the age of 60, not only is the bottom 300,000 guaranteed,
And get 300,000 major illness insurance (no reimbursement, take money with the diagnosis certificate of the designated hospital).
Pay dividends every year, but not, and enjoy compound interest and interest. The total dividend is between 9 198 1 and 160275 yuan.
At the age of 60, you can also receive a birthday bonus of 200,000 yuan to celebrate your 60th birthday.
A total of 60 years old, can receive a pension supplement of 29 198 1 to 360275 yuan.
If you don't want to receive it in one lump sum, you can also convert the annuity and receive it every year.
The rest of the money still enjoys the policy of safe compound interest.
Some people may say that the money earned by this pension is similar to the bank interest.
It is better to deposit it in the bank and spend it whenever you want.
But I saved 20 thousand today and will spend it with my friend HAPPY tomorrow.
Last year, I saved 70,000 yuan this year and bought a car the day after tomorrow.
After three transgressions of five times, when can the pension money be saved?