Legal analysis
Birth, illness, death and illness are things that everyone has to experience. But after a person leaves, the money left behind will not be taken away. The pension insurance personnel for urban workers who died after paying 15 years include those who died 15 years. If the unit pays social security, the personal account and funeral expenses will be refunded, but the overall part cannot be refunded. Individual insured, family members can receive the full amount, including the balance of individual account and overall account, and calculate interest. If an employee dies in the process of receiving pension insurance benefits, the balance of individual contributions in the personal account of pension insurance shall be paid to the beneficiary or legal heir designated by the employee before his death. When the insured person dies, the part of the individual contribution that has not been received or fully received from the individual account includes the principal and interest, which is inherited by the statutory designated beneficiary or legal heir, and the part of the unit contribution is incorporated into the social pooling fund. After the death of the insured who does not enjoy the pension insurance for urban and rural residents, the balance of individual contributions shall be paid to the designated beneficiary or legal heir in one lump sum. After the death of the insured who has enjoyed the pension insurance for urban and rural residents, if there is a balance in individual contributions, it will be refunded at one time. The new rural endowment insurance, also known as the new rural endowment insurance, has been implemented. According to the policy requirements, after paying 15, you can receive a pension at the age of 60 and voluntarily pay more income.
legal ground
People's Republic of China (PRC) social insurance law
Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
People's Republic of China (PRC) Civil Code
Article 127 The inheritance shall be in the following order: (1) The first order: spouse, children and parents; (2) The second order: brothers and sisters, grandparents and grandparents. After the inheritance begins, the successor in the first order inherits, and the successor in the second order does not inherit; If there is no successor in the first order, it is inherited by the successor in the second order. The children mentioned in this part include children born in wedlock, children born out of wedlock, adopted children and stepchildren with dependency. The parents mentioned in this part include biological parents, adoptive parents and step-parents with dependent relationship. Brothers and sisters referred to in this part include brothers and sisters of the same parents, half-brothers, adopted brothers and sisters, and stepbrothers and sisters with dependent relationship.