The risk is greater.
There are many people who do online stores now, and there are also many Internet platform operators. The competition in the industry is very fierce. There are many uncertainties in your loan business itself. Once the investment fails, the repayment pressure will follow, and the loan money is not small. It is best to think twice before you act.
I hope this answer can help you.
Second, is it safe to open an online shop with online loans?
Online shop is a good entrepreneurial project, but loans are not recommended. You can open an online shop while working, without conflict. The reason for not recommending a loan is simple. At present, the form of Taobao is not very good, and investment can't make much money. It's not good to do this without a certain operating technology and a small team of your own.
Third, how about e-commerce loans? What e-commerce loan platforms are there?
E-commerce loan is an Internet financial information consulting service platform under NetRun Jin Fu, which is located at Zhejiang Lisan Times Square 16F, No.538 Shaoxing Road, Xiacheng District, Hangzhou, Zhejiang Province, and belongs to the online loan platform. Lenders can choose bank loans, loan company loans and online lending platforms. Choose your own platform according to your own conditions before lending.
How about e-commerce loans?
As a vertical and safe Internet financial information consulting service platform under NetRun Financial Services, e-commerce loans rely on the unique risk control means of combining omni-channel e-commerce transaction data with offline firm adjustment, supplemented by bank flow and central bank credit reporting, and learn from the traditional bank territorial control principle and strict and effective collection means to provide investors with safe and secure investment projects, while ensuring the stability of borrowers, effectively ensuring the interests of investors and borrowers!
What e-commerce loan platforms are there?
E-commerce loans can choose bank loans, small loan company loans, private lending, online lending platforms, and new e-commerce loan models. Users can choose the loan platform according to the loan interest rate, loan threshold, loan amount, loan term, loan agency fee and other considerations.
Zheshang Bank Dianshang Loan
Credit guarantee loans are specially issued for operators who set up online stores on mature e-commerce trading platforms in China and operate through e-commerce mode, which are used to promote production and business activities such as stocking, business promotion and so on.
Product characteristics
Unsecured: credit, guarantee, no need to provide collateral.
Low interest rate: the interest rate is favorable, and the interest can be calculated on a daily basis with the loan year, and no other fees are charged.
High quota: up to 750,000 yuan.
Procedures: provide online store operation information and use electronic documents.
Strong pertinence: according to the staged payment demand of e-commerce customers in the peak sales season, the loan amount can be temporarily added.
Applicable object
Network operators engaged in domestic e-commerce require borrowers to carry out user real-name authentication on mature e-commerce trading platforms and continue to operate for more than 2 years (inclusive), and at the same time meet annual sales of more than 5 million yuan (inclusive).
Application material
ID card, marriage certificate (or single certificate) and other related business information.
Fourth, how to open an online store loan to buy a house?
You can't get a loan without reliable proof of income. However, if you buy a house, you can use it as a mortgage. Use the house you want to buy as an intermediary, and then they will take care of it for you. Intermediary buying a house should be recorded, and it is not easy to sign it. Bank loans are not easy, especially personal loans, which have complicated procedures and many documents. However, the average bank staff. I suggest opening a physical online store.