That kind of five insurances and one gold is eligible to buy a house, and that kind of five insurances and one gold is not eligible to buy a house.

Those who have paid five insurances and one gold 1 year or more and have a normal account number can use the provident fund to buy a house, but those who have not paid for one year and have an abnormal account number cannot. According to relevant data, buyers want to buy a house with five insurances and one gold, but they need to pay a certain number of years to buy a house. The housing provident fund in the five insurances and one gold can apply for provident fund loans when buying a house, and the loan interest rate is lower than that of commercial loans. The benchmark interest rate of commercial loans is 4.90%, and the interest rate of provident fund loans for more than five years is 3.25%, and the repayment interest will be lower. Buyers who want to buy a house with provident fund loans need to pay attention to the following three points: 1. If you need to apply for a provident fund loan, try not to withdraw the provident fund before handling it. If the balance of the provident fund account is zero, the loan amount is also zero, which means you may not be able to apply for a provident fund loan. 2. The procedures for provident fund loans are complicated. In order to save the loan approval time and ensure the smooth progress of the loan, the borrower should prepare the loan materials as required before lending. If you don't know what materials need to be prepared, you can consult the local provident fund management department. Not everyone can apply for provident fund loan. Only employees who pay the provident fund in full and on time within a certain period of time and whose accounts are still in a normal state are eligible to apply.