2. Online inquiry: If you want to know the owner information of the real estate, you must first find the link of the city where you are located, and enter the website of the Real Estate Administration Bureau for inquiry. You need to enter the name of the property owner and the number of the property right certificate (but at present, only some areas provide housing property information inquiry).
3. Inquiry by using the property right certificate: The property right certificate is the legal basis to prove the ownership of the house. According to the law, only the parties themselves or entrust others (handle notarization power of attorney) can inquire about the property right certificate in their own name, and no one else can inquire about it except as provided by law. At present, China's real estate registration inquiry is based on personal names in designated local areas.
4. Inquiry by judicial organs: Some properties will be registered with judicial organs because they will involve the need of handling cases, and they can go to the above places to inquire, seal up and consult the property information files and files of the parties involved at any time with judicial documents according to law.
5. Field investigation:
Inquire with the Housing Authority;
Inquire in the Archives Section of the Archives Bureau: If some houses, such as those built by themselves or jointly by rural homesteads, have not yet obtained the title certificate, you can bring your own identification information to the Archives Section of the Archives Bureau to inquire about the building permit approved and issued by the construction planning department, so as to inquire about relevant information.
How to query personal real estate information
Inquire at the local real estate bureau: you must bring your personal identification and real estate license to the local real estate bureau, including the title certificate number, registration approval date, building area, design purpose of the house, source of rights, whether the house is mortgaged, whether it is sealed up, etc.
Online inquiry: to know the owner information of real estate online, first find the link of the city where you are located, and then enter the website of the real estate administration for inquiry. You need to enter the name of the property owner and the number of the property right certificate (but only some areas provide property right information inquiry at present).
Using property right certificate to inquire: property right certificate is the legal basis to prove the ownership of real estate. According to the law, the parties can only inquire about the property right certificate in their own name by themselves or by entrusting others (handling notarization power of attorney), and no one else can inquire except as provided by law. At present, China's real estate registration inquiry is based on personal names in designated local areas.
Inquiry of other rights certificates: other rights certificates are held by other rights holders, and other rights certificates of real estate refer to the mortgage rights involved in the real estate by other units or individuals except property owners and * * * * owners. According to the law, the parties can only inquire by themselves or entrust others to inquire (notarized power of attorney is required).
Inquiry by judicial organs: Some properties will be registered with judicial organs because of the need of handling cases. You can inquire, seal up and consult the property information files and files of the parties involved at any time with judicial documents in accordance with the law.
Purchase process
House selection: after you are ready to buy a house, buyers can choose a house according to their own needs. If you are going to buy an auction house, you must choose a qualified developer, because only qualified developers can guarantee the quality. Property buyers should pay attention to the selection of developers, and must make on-the-spot investigations, such as observing the construction site and sales office, and pay attention to checking whether the five certificates of developers are complete. Only a house with five certificates is legal, and the house built by the developer is legal.
Pay the down payment and sign the contract: Under normal circumstances, buyers will pay the down payment first after choosing a house, and pay attention to signing the down payment agreement when paying the down payment. After a period of time, the developer will inform the down payment to sign the contract, and remember to keep the receipt and small ticket of the down payment. It will be very troublesome to lose it. When signing a house purchase contract, we should pay attention to the contents of the contract, whether the final price in the contract is correct, and other normative contents are the unity of the province.
Handling mortgage formalities: comprehensively consider the loan amount, term, etc. According to their own financial resources and various conditions of the house they bought. The specific process is as follows: borrower's application → pre-loan investigation → approval → signing loan contract → handling insurance, notarization, guarantee and other procedures → issuing loan → data filing → post-loan management → repayment of loan → settlement of mortgage.
Looking at the house: Faster houses generally need to go through a development period of one or two years, during which buyers can pay attention to the scene dynamics at any time. When the time to take the house is approaching, the general developer will send a notice of occupancy to the owner. After receiving the occupancy notice, the buyer will determine the delivery date and bring the materials to sign for the purchased house.