Can Xingsha Pawnshop get a loan?
Xingsha pawnshop can borrow money. Pawnshops generally handle short-term mortgage loans, and the interest will be higher than that of banks. With the increasing demand for loans, pawn shops are welcomed by many individual loan financiers because of their low loan threshold and fast lending speed. Then, for the loan problems that many enterprises are facing now, can they also apply for pawnshop loans? Pawn loan is a kind of loan method in which pawnshops mainly borrow money, supplemented by commodity sales. It is an informal marginal financial lending institution, which specializes in issuing pledged loans. Moreover, the requirements of pawnshop loans are not high, as long as the lender can provide equivalent collateral items, including real estate, cars, land, stocks, bonds, funds and so on. Therefore, an enterprise applying for a loan can successfully obtain a loan as long as it provides the pawnshop with the property right certificate, the state-owned land use right certificate, the original purchase contract and invoice, the identity certificate of the enterprise as a legal person, the power of attorney of the legal person, the original ID card of the agent, the copy of the business license (stamped with the official seal), the organization code certificate (stamped with the official seal), the articles of association and the resolution of the shareholders' meeting/board of directors.