The first step is to log on to the personal credit information service platform of the Credit Information Center of the People's Bank of China (website). Remind users to register for the first time, including filling in real name, valid certificate and personal number, and choosing authentication method. If digital certificate verification is selected, the platform will prompt to insert digital certificates of cooperative banks, such as U shields of some banks; If you choose privacy verification, the platform will ask you to answer several questions, such as the bank where you applied for a credit card in 2008, the amount, whether you are married or not, the bank where you applied on 20 10 and so on.
Step 2, submit the registration application, and send you a text message 24 hours later to register the audit results, which will contain the activation code. Step 3: If the registration is successful, you can use the activation code to activate and log in to the platform within 7 days, and then you can inquire. Under normal circumstances, a person can only register one user, and the validity period is very long. On the same day, the same registered user can only submit one inquiry application. After the inquiry application is passed, registered users can inquire about the successful credit report many times within the validity period of the inquiry code. The inquiry code has expired and needs to be reapplied. The second is counter inquiry, which is applicable to all parts of the country. Individuals need to go to the Credit Information Center of China Branch of the People's Bank of China, just fill in the application form for personal credit report, provide valid identity documents for review, and leave them for future reference.
The third is the self-service inquiry machine. The inquiry process is that the inquirer swipes the card in the credit card area of the inquiry machine with his ID card, displays personal basic information on the screen, and then the camera of the inquiry machine takes pictures of the inquirer on the spot. When taking pictures, you need to take off your hat, glasses and mask. After taking photos, two photos will be displayed on the screen, one is taken at the scene and the other is on the ID card. The inquiry machine system compares these two photos to determine whether the inquirer is the same person. By comparison, the system will prompt the inquirer to enter his personal mobile phone number. After input, the inquirer will select the Print Report button, and the personal credit report with A4 paper size will be printed immediately by the inquirer. The personal credit report printed by the self-service equipment is completely consistent with the report queried by the window. At present, this inquiry machine can be used in some sales points in Beijing and Shenyang.