How about Wenshan Central Branch of Huaxia Life Insurance Co., Ltd.?

Xueba says insurance, focusing on insurance product evaluation! Is it true that China Life's products are cost-effective? Let's see: don't follow the trend. Huaxia Insurance is really not as bad as you think.

Huaxia Life Insurance Co., Ltd. Wenshan Central Branch belongs to Huaxia Life Insurance Co., Ltd. We can judge the strength of Wenshan Central Branch by looking at the strength of the parent company.

Huaxia Life Insurance Co., Ltd. was established in February 2006 with a registered capital of 654.38+053 billion yuan. It is a national and joint-stock life insurance company.

1. How about Huaxia Insurance?

Huaxia Life Insurance was selected into Fortune Global 500 in 20 19, ranking 442nd.

The premium income of China Life Insurance in 20 19 was18,279.5 billion yuan, second only to China Life Insurance, China Ping An and China Pacific Insurance.

Generally speaking, Huaxia Life Insurance has abundant funds, high public recognition and overwhelming strength.

Second, the solvency of China Life.

Solvency refers to the ability of insurance companies to repay debts, which reflects the relationship between assets and liabilities. The higher the solvency, the less likely the company will go bankrupt.

China Life's latest comprehensive solvency in 2020 is 65,438+030.26%, its core solvency adequacy ratio is 65,438+065,438+03.83%, and its comprehensive risk rating is A, far exceeding the passing line stipulated by the China Banking Regulatory Commission. Which insurance companies have higher solvency? I have sorted it out here: "What are the top ten insurance companies with solvency in 2020?" 》

3. Is the product value of Huaxia Life Insurance worth buying?

Huaxia Life Insurance mainly covers life insurance such as critical illness insurance, life insurance, medical insurance and accident insurance. Both annuity insurance and universal insurance for financial management are guaranteed. The more popular products are: evergreen tree, healthy life, Fulinmen and so on. Please see this picture for details:

Whether Huaxia insurance product is worth buying depends on which product it is. Take its popular "Evergreen Series" for example. Although the guarantee is comprehensive, the cost performance is low. If you want to know whether the evergreen value is worth buying, you can read this article: "The evergreen value of China is not worth buying, there is no harm without comparison."

And many people want to know about China's Fulinmen Annuity Insurance. You can poke here "What is the income of China Fulinmen Annuity Insurance? Is it worth buying? " 》

Hope to adopt!

The same number on the whole network: Xueba said insurance, welcome to search!

Source: Xueba said that insurance official website